⚡ 60-Second Pre-Qualification

Can We Approve Your
Merchant Account?

Answer 5 questions. Get a real answer — not a runaround. Most high-risk processors will waste your time. We won’t.

No credit check. No commitment. Instant result.

Question 1 of 5

What industry is your business in?
Select the category that best describes what you sell or offer.
🌿
CBD / Hemp / Cannabis
CBD oils, hemp products, topicals
💊
Supplements / Nutraceuticals
Vitamins, peptides, weight loss, nutra
🎯
Firearms / Ammunition
FFL dealers, gun shops, ammo retailers
🔞
Adult Content
Platforms, studios, content creators
🎮
Gaming / iGaming / Gambling
Online casinos, sports betting, games
✈️
Travel / Ticketing
Airlines, tour operators, event tickets
🔄
Subscription / Continuity
Recurring billing, SaaS, memberships
🏢
Other High-Risk
Kratom, lending, forex, MLM, offshore

Question 2 of 5

What is your monthly processing volume?
Estimate your average monthly credit card sales.
🌱
Just starting out / Under $5,000/month
New business or pre-revenue
📈
$5,000 – $50,000/month
Growing business with established sales
💰
$50,000 – $250,000/month
Established business with solid volume
🏆
$250,000+/month
High-volume operation

Question 3 of 5

What is your current chargeback rate?
Chargebacks are disputed transactions. If you’re new, select “No history yet.”
✨
No history yet / New business
I haven’t started processing payments
✅
Under 0.5% — Low chargebacks
Clean history, well below industry thresholds
⚠️
0.5% – 1.5% — Moderate chargebacks
Above average but manageable
🔴
Over 1.5% — High chargebacks
Currently dealing with elevated dispute rates

Question 4 of 5

What is your current processing situation?
Be honest — this helps us match you with the right solution.
🆕
New business — never processed before
Starting fresh, need my first merchant account
🟢
Currently processing — looking for better rates or backup
Have an existing account, want alternatives
⛔
Account terminated — need a new processor
Stripe, Square, PayPal or bank dropped me
📋
On the MATCH list
Have been placed on Mastercard’s MATCH/TMF list

Question 5 of 5

Where is your business based?
🇺🇸
United States
U.S.-incorporated business
🇪🇺
Europe / UK
EU or UK-based entity
🌎
Latin America
Mexico, Brazil, Colombia, and surrounding countries
🌍
Other International
Asia, Middle East, Africa, other regions

✓
Good News — We Can Likely Approve You
Based on your answers, your business profile is a strong fit for a Daystar merchant account. Most decisions come within 24 hours.
  • Your industry qualifies for domestic U.S. processing
  • Your volume range is well within our approval limits
  • Your chargeback profile is manageable
  • We have specific banking relationships for your business type
Apply Now — Most Decisions Within 24 Hours ↗
Start over

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We Can Work With This
Your situation has some complexity, but we’ve approved businesses just like yours. A short conversation with our team will confirm your options.
  • Your industry is serviceable — we have banking relationships for it
  • Some elements of your profile need a closer look before we quote rates
  • We’ll likely recommend a specific account structure for your situation
Talk to Our Team — Free Consultation ↗
Start over

!
Your Situation Needs a Specialist Conversation
Your profile has challenges that most processors would immediately decline. We may still have a path — but we want to be honest with you before you waste time on an application.
  • High chargeback rates need a remediation plan alongside new processing
  • We’ll give you an honest assessment of your options.
  • Even in challenging situations, there’s usually a path forward
Get an Honest Assessment ↗
Start over

20Acquiring banks
54+Industries
24hMost decisions