At Daystar Payments, we understand the strict regulatory environment and processing challenges that debt collection agencies face. From compliance with the FDCPA to high chargeback exposure, our team delivers high-risk merchant services that keep your debt collection business processing payments reliably and without interruption.
Debt collection agencies are one of the most difficult industries to place with a payment processor. Regulatory risk, high chargeback rates, and reputational concerns cause most mainstream processors to decline these businesses outright. Daystar Payments works with acquiring banks that understand the debt collection industry — providing you with a stable merchant account, competitive rates, and hands-on support. See how our high-risk merchant account solutions are built for businesses like yours.
We build merchant account solutions designed specifically for debt collection agencies — whether you handle consumer debt, medical debt, auto loans, or commercial collections.
As specialists in high-risk industries, we know how to get debt collection businesses approved and processing quickly — even after being declined by traditional banks and payment processors.
Our payment gateway integrates with your collections management software or CRM, supporting one-time settlements, payment plans, and recurring installments seamlessly. Learn more about our payment gateway solutions.
Enjoy transparent, competitive pricing with no hidden fees — so you can maximize recovery rates without overpaying for payment processing infrastructure.
Our advanced security protocols protect every transaction, keeping debtor payment data safe and your agency fully PCI and FDCPA compliant.
Our streamlined approval process gets your debt collection merchant account up and running in as little as 24–48 hours — so you can start accepting payments without delay.
Don’t let payment processing slow down your debt collection business. Daystar Payments offers fast approvals, stable accounts, and expert support for collection agencies of all sizes. If your business also handles lending and credit services or works with money service businesses, we can cover all your processing needs under one relationship. Call us at 786.453.7357 or email support@daystarpayments.com to get started today.
6303 Blue Lagoon Drive,
suite 400, Miami FL, 33126
+1 786-453-7357
support@daystarpayments.com
