E-commerce payment processing and online merchant solutions for stores of every type and size, including high-risk and subscription sellers, with built-in fraud and chargeback protection. Apply with confidence.
Online stores process almost entirely card-not-present, which means higher fraud exposure, more disputes and tighter scrutiny from mainstream processors. Sellers of restricted products, subscription boxes, digital goods and cross-border orders are frequently declined or shut down without warning. Daystar takes a proactive approach, stopping fraud before products ship or services are delivered, which protects both conversion rates and your account.
Daystar connects your store to a secure payment gateway that works with Shopify, WooCommerce and custom or headless carts, with AVS, CVV, 3-D Secure, velocity filters, tokenization and chargeback alerts. As a high risk merchant account provider, we underwrite subscriptions, nutraceuticals, CBD, peptides, electronics and web services, subject to review. We have a 95% approval rate among qualified applicants, with no long-term contracts.
Accept Visa, Mastercard, Amex and Discover on your storefront with fraud screening on every order. Same-day detection flags suspicious purchases before fulfillment, and chargeback alerts give you a chance to refund or resolve a dispute before it posts, which protects your ratio with the card brands.


Our gateway integrates with Shopify, WooCommerce and custom or headless carts without downtime. Tokenization keeps card data off your servers, and 3-D Secure, AVS and CVV checks work in the background. Multiple MIDs let you spread volume across banks as you grow. Setup is handled without taking your store offline.
Most online shoppers buy on a phone, so a fast mobile checkout matters. Digital wallets such as Apple Pay and Google Pay reduce typing and abandoned carts, and the same fraud rules apply across mobile and desktop orders. Stored cards and wallets make repeat purchases fast. Mobile checkout fits social commerce and link-in-bio selling too.

ACH and pay-by-link options give customers a way to pay from their bank account, which lowers your cost on large orders and helps with buyers who prefer not to use cards. It also provides a backup payment method if a card is declined. Pay-by-link is also useful for custom orders, invoices and phone sales, where you send the customer a secure link instead of taking card details by phone.

Subscription boxes, memberships, continuity products and SaaS plans run on recurring billing with card-updater and dunning tools that recover failed payments. Clear trial terms, renewal reminders and easy cancellation keep disputes low on continuity offers. Automated retries recover revenue that would otherwise be lost to expired or declined cards. Customers can update their payment method without contacting support.

Sell across borders with multi-currency checkout and settlement through acquiring banks on 4 continents. Domestic and offshore processing options support cross-border sellers and marketplaces, and local-currency pricing improves conversion for international shoppers. Fraud screening is tuned for international orders, where card-not-present risk is higher. Shoppers see prices and statements in a familiar currency, which reduces unrecognized-charge disputes.

Accept Visa, Mastercard, Amex and Discover on your storefront with fraud screening on every order. Same-day detection flags suspicious purchases before fulfillment, and chargeback alerts give you a chance to refund or resolve a dispute before it posts, which protects your ratio with the card brands.
Our gateway integrates with Shopify, WooCommerce and custom or headless carts without downtime. Tokenization keeps card data off your servers, and 3-D Secure, AVS and CVV checks work in the background. Multiple MIDs let you spread volume across banks as you grow. Setup is handled without taking your store offline.
Most online shoppers buy on a phone, so a fast mobile checkout matters. Digital wallets such as Apple Pay and Google Pay reduce typing and abandoned carts, and the same fraud rules apply across mobile and desktop orders. Stored cards and wallets make repeat purchases fast. Mobile checkout fits social commerce and link-in-bio selling too.
ACH and pay-by-link options give customers a way to pay from their bank account, which lowers your cost on large orders and helps with buyers who prefer not to use cards. It also provides a backup payment method if a card is declined. Pay-by-link is also useful for custom orders, invoices and phone sales, where you send the customer a secure link instead of taking card details by phone.
Subscription boxes, memberships, continuity products and SaaS plans run on recurring billing with card-updater and dunning tools that recover failed payments. Clear trial terms, renewal reminders and easy cancellation keep disputes low on continuity offers. Automated retries recover revenue that would otherwise be lost to expired or declined cards. Customers can update their payment method without contacting support.
Sell across borders with multi-currency checkout and settlement through acquiring banks on 4 continents. Domestic and offshore processing options support cross-border sellers and marketplaces, and local-currency pricing improves conversion for international shoppers. Fraud screening is tuned for international orders, where card-not-present risk is higher. Shoppers see prices and statements in a familiar currency, which reduces unrecognized-charge disputes.Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
They review your website for clear product descriptions, pricing, shipping, refund and privacy policies, and visible contact details. They also look at product claims, subscription terms, fulfillment method and processing history. Restricted products must follow card-brand rules and applicable laws in the markets you sell to, and chargeback ratios must stay within limits.
Yes. High-risk e-commerce is card-not-present and often sells products mainstream processors avoid, but specialized acquiring banks will underwrite it, subject to review.
Shopify and WooCommerce, as well as custom and headless carts.
We use AVS, CVV, 3-D Secure, velocity filters, tokenization and chargeback-alert tools, with same-day detection that helps resolve disputes before they post.
Yes, with card-updater and retry tools that keep subscription revenue flowing when cards expire or decline.
High-risk and restricted-product stores, subscription-box and continuity e-commerce, digital goods and memberships, dropshipping and print-on-demand stores, marketplaces and multi-vendor platforms, and cross-border sellers.
Online merchants get dropped most often for selling products a processor decided it did not want — often after the account is already live. Daystar works a network of acquiring banks that knowingly underwrite high-risk e-commerce, so being declined elsewhere is an obstacle we solve. Explore our full high-risk merchant account services, and add eCheck & ACH as a lower-cost checkout option and a resilient backup rail.