B2B
Payment Processing Solutions
B2B payment processing with Level 2 and Level 3 interchange optimization, so corporate and purchasing card transactions stop downgrading into costly categories. Apply with confidence.
Why Choose Daystar for B2B Payment Processing
Most B2B merchants overpay on card acceptance because they were set up with flat pricing built for retail. Interchange is the wholesale cost behind every transaction, and corporate, commercial and purchasing cards qualify for lower categories only when the right data travels with the sale. Without it, transactions downgrade. Daystar structures each transaction to pass the Level 2 and Level 3 data the card networks require.
Level 2 adds sales tax, customer codes and tax ID details. Level 3 adds full line-item detail: descriptions, commodity codes, quantities, unit prices, freight, duty and ship-to postal codes, which unlocks the lowest published interchange rates. Optimized transactions typically save tens of basis points on qualifying volume, and a statement review shows where your downgrades are happening today.
Daystar works with 20 acquiring banks across 4 continents, with interchange-plus pricing, no setup fees and no long-term contracts. Wholesalers, distributors, manufacturers, B2B SaaS companies, government and education vendors, and medical, dental and veterinary suppliers use us for transparent pricing and automated data capture. When your model carries extra risk, we also work as a high risk merchant account provider.
Our B2B Merchant Account Features
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
B2B
Credit Card Processing
Accept corporate, commercial and purchasing cards on large invoices without leaving money in downgrade fees. Daystar submits Level 2 and Level 3 data automatically and prices on an interchange-plus basis, so each statement shows the true network cost and our margin separately. That transparency makes it easy to confirm that optimized transactions are qualifying where they should.
Payment Gateways
B2B
Payment Gateways
Our gateway captures the Level 2 and Level 3 fields that card networks look for, including tax amounts, customer codes, commodity codes and line-item detail, and it integrates with common ERP and accounting systems. Your team keeps invoicing the way it does now while the gateway handles the data enrichment in the background, with no manual entry or retraining.
Mobile Payment Apps
B2B
Mobile Payment Apps
Field sales reps, delivery drivers and trade-show teams can take card payments on a phone or tablet at the point of delivery or order. Mobile acceptance keeps receivables moving when a buyer wants to pay on the spot, and transactions still flow into the same reporting as your office and online payments, so reconciliation stays in one place.
ACH and E-Checks
B2B
ACH & E-Checks
Many business buyers prefer to pay large invoices from a bank account. Daystar ACH and eCheck processing gives them that option at a lower cost than cards on high-ticket payments, which helps on thin-margin wholesale orders. Offering both cards and ACH lets customers choose, while you keep the collection terms, reminders and records consistent.
Subscription Billing
B2B
Subscription Billing
B2B SaaS platforms, maintenance agreements and standing supply orders run on predictable billing. Recurring billing lets you charge corporate cards or bank accounts on a fixed schedule, with card-updater tools that reduce failed payments when a company card is reissued. Automated retries and notifications cut down the time your AR team spends chasing renewals.
Sell Internationally
B2B
International Sales
Distributors and manufacturers that sell across borders can accept multiple currencies and settle through a network of 20 acquiring banks on 4 continents, with domestic and offshore processing available. International buyers see pricing in a familiar currency, and you avoid turning away export orders because your current processor only supports domestic cards.
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
B2B
Credit Card Processing
Accept corporate, commercial and purchasing cards on large invoices without leaving money in downgrade fees. Daystar submits Level 2 and Level 3 data automatically and prices on an interchange-plus basis, so each statement shows the true network cost and our margin separately. That transparency makes it easy to confirm that optimized transactions are qualifying where they should.Payment Gateways
B2B
Payment Gateways
Our gateway captures the Level 2 and Level 3 fields that card networks look for, including tax amounts, customer codes, commodity codes and line-item detail, and it integrates with common ERP and accounting systems. Your team keeps invoicing the way it does now while the gateway handles the data enrichment in the background, with no manual entry or retraining.Mobile Payment Apps
B2B
Mobile Payment Apps
Field sales reps, delivery drivers and trade-show teams can take card payments on a phone or tablet at the point of delivery or order. Mobile acceptance keeps receivables moving when a buyer wants to pay on the spot, and transactions still flow into the same reporting as your office and online payments, so reconciliation stays in one place.ACH and E-Checks
B2B
ACH & E-Checks
Many business buyers prefer to pay large invoices from a bank account. Daystar ACH and eCheck processing gives them that option at a lower cost than cards on high-ticket payments, which helps on thin-margin wholesale orders. Offering both cards and ACH lets customers choose, while you keep the collection terms, reminders and records consistent.Subscription Billing
B2B
Subscription Billing
B2B SaaS platforms, maintenance agreements and standing supply orders run on predictable billing. Recurring billing lets you charge corporate cards or bank accounts on a fixed schedule, with card-updater tools that reduce failed payments when a company card is reissued. Automated retries and notifications cut down the time your AR team spends chasing renewals.Sell Internationally
B2B
International Sales
Distributors and manufacturers that sell across borders can accept multiple currencies and settle through a network of 20 acquiring banks on 4 continents, with domestic and offshore processing available. International buyers see pricing in a familiar currency, and you avoid turning away export orders because your current processor only supports domestic cards.B2B FAQ
Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Absolutely. Our infrastructure is equipped to handle high-volume transactions efficiently, ensuring that your business operations are smooth and uninterrupted, regardless of the transaction volume.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
We have partnerships with 20 acquiring banks. This extensive network allows us to offer more reliability and flexibility in processing your payments.
Yes, we provide both domestic and offshore processing solutions, giving you the flexibility to choose what best suits your business model and customer base.
No, we pride ourselves on transparency. There are no setup fees or hidden charges in our payment processing services.
You need to submit the data the card networks require for each category, such as sales tax and customer codes for Level 2 and line-item detail for Level 3. Daystar configures automated capture of those fields and reviews your statements to confirm transactions qualify. Actual savings depend on your card mix, ticket size and current submission method.
Our payment processing solution supports a wide range of payment methods, including all major credit and debit cards, to ensure that you can cater to all your customers’ preferences.
The account setup process is streamlined and efficient. Once you submit all required documents, we aim to get your account up and running as quickly as possible, typically within a few business days.
B2B payment processing handles card and electronic payments between businesses, typically on corporate, commercial and purchasing cards, as well as ACH and eCheck payments on invoices.
Interchange optimization means structuring each transaction so it passes the extra data the card networks require to qualify for the lowest interchange rate available, instead of downgrading to a more expensive category.
Level 2 adds sales tax, customer accounting codes and tax ID details, which lowers costs on many commercial cards. Level 3 adds full line-item detail such as commodity codes, quantities, unit prices, freight and ship-to postal codes, and unlocks the lowest published interchange rates.
No. Daystar automates Level 2 and Level 3 field capture through the gateway and your existing ERP or accounting integration, so staff do not have to enter the data manually.
Send a recent processing statement. We identify downgraded transactions and show the basis points and dollar amounts that interchange optimization could recover, based on your actual card mix and ticket sizes.
Get Your B2B Merchant Account Today
Apply Now — Fast Approval, No Setup Fees
At your service.
You have questions. We have answers. Are you an existing customer looking for help? Complete the form to reach our support team.
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
- 6303 Blue Lagoon Drive, Suite 400, Miami FL, 33126
- +1 786-453-7357
- support@daystarpayments.com