Subscription
Payment Processing Solutions
Stable merchant accounts for subscription and continuity businesses, with recurring billing, failed-payment recovery, and chargeback prevention built in. Apply with confidence.
Why Choose Daystar for Subscription Payment Processing
Subscription merchants face recurring billing declines, high churn, and processors that flag the continuity model as high risk the moment chargebacks rise. As a high risk merchant account provider, Daystar sets up subscription payment processing with the tools that keep recurring revenue stable: account updater, intelligent retries, dunning, clear billing descriptors, and chargeback alerts.
We support subscription boxes, membership sites, streaming services, SaaS platforms, auto-replenishment programs, and trial-to-paid offers. Our 20 acquiring banks across 4 continents let us match your model to the right bank, with multiple MIDs to spread volume. We also offer re-banking for merchants terminated for high chargebacks or listed on TMF/MATCH.
There are no setup fees and no long-term contracts. Most applications get a decision within 24 hours, most approved merchants are live within 3 business days, and qualified applicants see a 95% approval rate. Real-time reporting shows subscription trends, transaction details, and financial analytics. Call our Miami team at +1 (786) 453-7357 to talk through your subscription business, or apply online and a specialist will review your details.
Our Subscription Merchant Account Features
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
Subscription
Credit Card Processing
Accept all major cards for monthly, annual, and usage-based plans. Account updater services refresh stored cards when they expire or are reissued, so renewals keep processing instead of failing silently. Fraud screening at signup helps keep stolen cards out of your subscriber base before they become chargebacks.
Payment Gateways
Subscription
Payment Gateways
Integrate a payment gateway with your website, app, or SaaS platform to store cards securely and bill automatically. Tokenized payments, plan management tools, and real-time reporting on subscription trends and transaction details give you a clear view of renewals, declines, and revenue. Webhooks and reporting help you act on declines quickly.
Mobile Payment Apps
Subscription
Mobile Payment Apps
Let subscribers sign up, update cards, and pay from their phones with mobile-friendly checkout and payment links. Mobile acceptance also helps at events and pop-ups where you sell memberships or subscription boxes in person. Self-service card updates reduce involuntary churn when a subscriber’s card is lost or replaced.
ACH and E-Checks
Subscription
ACH & E-Checks
Offer ACH and eCheck as an alternative to cards for recurring payments. Bank payments do not expire like cards, which reduces involuntary churn, and they give you another option when card chargeback ratios need to come down. ACH works well for higher-priced annual plans and business subscribers who prefer paying by bank transfer.
Subscription Billing
Subscription
Recurring Billing
Automate recurring charges with intelligent retry logic for soft declines, dunning messages that reach customers before a subscription lapses, and compliant free-trial and trial-to-paid billing. Clear renewal disclosures and easy cancellation help keep disputes within card-brand thresholds. Real-time reporting shows recovery rates so you can see what your retries save.
Sell Internationally
Subscription
International Sales
Grow a global subscriber base with multi-currency billing that charges customers in their local currency. Daystar offers domestic and offshore processing options through acquiring banks on 4 continents for continuity merchants selling internationally. Local-currency pricing improves conversion and reduces declines from cross-border card transactions and foreign transaction fees.
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
Subscription
Credit Card Processing
Accept all major cards for monthly, annual, and usage-based plans. Account updater services refresh stored cards when they expire or are reissued, so renewals keep processing instead of failing silently. Fraud screening at signup helps keep stolen cards out of your subscriber base before they become chargebacks.Payment Gateways
Subscription
Payment Gateways
Integrate a payment gateway with your website, app, or SaaS platform to store cards securely and bill automatically. Tokenized payments, plan management tools, and real-time reporting on subscription trends and transaction details give you a clear view of renewals, declines, and revenue. Webhooks and reporting help you act on declines quickly.Mobile Payment Apps
Subscription
Mobile Payment Apps
Let subscribers sign up, update cards, and pay from their phones with mobile-friendly checkout and payment links. Mobile acceptance also helps at events and pop-ups where you sell memberships or subscription boxes in person. Self-service card updates reduce involuntary churn when a subscriber’s card is lost or replaced.ACH and E-Checks
Subscription
ACH & E-Checks
Offer ACH and eCheck as an alternative to cards for recurring payments. Bank payments do not expire like cards, which reduces involuntary churn, and they give you another option when card chargeback ratios need to come down. ACH works well for higher-priced annual plans and business subscribers who prefer paying by bank transfer.Subscription Billing
Subscription
Recurring Billing
Automate recurring charges with intelligent retry logic for soft declines, dunning messages that reach customers before a subscription lapses, and compliant free-trial and trial-to-paid billing. Clear renewal disclosures and easy cancellation help keep disputes within card-brand thresholds. Real-time reporting shows recovery rates so you can see what your retries save.Sell Internationally
Subscription
International Sales
Grow a global subscriber base with multi-currency billing that charges customers in their local currency. Daystar offers domestic and offshore processing options through acquiring banks on 4 continents for continuity merchants selling internationally. Local-currency pricing improves conversion and reduces declines from cross-border card transactions and foreign transaction fees.Subscription FAQ
Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Absolutely. Our infrastructure is equipped to handle high-volume transactions efficiently, ensuring that your business operations are smooth and uninterrupted, regardless of the transaction volume.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
We have partnerships with 20 acquiring banks. This extensive network allows us to offer more reliability and flexibility in processing your payments.
Yes, we provide both domestic and offshore processing solutions, giving you the flexibility to choose what best suits your business model and customer base.
No, we pride ourselves on transparency. There are no setup fees or hidden charges in our payment processing services.
Card brands expect clear disclosure of the price, billing frequency, and trial end date before checkout, express consent to recurring charges, a reminder before a trial converts, and a simple way to cancel. Use a billing descriptor subscribers will recognize, send receipts for each charge, and use chargeback alerts to catch disputes early.
Our payment processing solution supports a wide range of payment methods, including all major credit and debit cards, to ensure that you can cater to all your customers’ preferences.
The account setup process is streamlined and efficient. Once you submit all required documents, we aim to get your account up and running as quickly as possible, typically within a few business days.
Reliable recurring billing, strong failed-payment recovery through account updater, retries, and dunning, chargeback-prevention tools, and transparent pricing.
Account updater services refresh stored cards, retry logic re-attempts soft declines at better times, and dunning reaches customers proactively before a subscription lapses.
Yes, with compliant billing practices plus descriptor and chargeback tools to keep trial conversions from turning into disputes.
Yes. Re-banking is a core part of our service, including for merchants on the TMF/MATCH list. Approval depends on your history and the acquiring bank’s review.
Yes — re-banking terminated recurring-billing merchants is a core part of what we do, and we pair it with the dispute-prevention tools to keep the new account healthy.
Get Your Subscription Merchant Account Today
Apply Now — Fast Approval, No Setup Fees
At your service.
You have questions. We have answers. Are you an existing customer looking for help? Complete the form to reach our support team.
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
- 6303 Blue Lagoon Drive, Suite 400, Miami FL, 33126
- +1 786-453-7357
- support@daystarpayments.com