Merchant account services for e-learning companies, online course creators, and education platforms selling courses, memberships, and certification programs. Apply with confidence.
E-learning is a digital, card-not-present business, which processors often view as higher risk. Refund requests after course access, installment plans that fail mid-program, and aggressive launch marketing can all push chargeback ratios up. As a high risk merchant account provider, Daystar sets up e-learning merchant accounts that reflect your pricing model and refund policy from the start.
We work with online course creators, learning platforms and marketplaces, certification and exam prep programs, tutoring services, corporate training providers, and coaching programs. With 20 acquiring banks across 4 continents, we can place you with a bank that fits one-time course sales, subscription memberships, and high-ticket programs alike.
There are no long-term contracts. Most applications get a decision within 24 hours, most approved merchants are live within 3 business days, and we have a 95% approval rate among qualified applicants. Call our Miami team at +1 (786) 453-7357 to talk through your e-learning business, or apply online and a specialist will review your details.
Accept credit and debit cards for course purchases, program enrollments, and certification fees. We underwrite around your real ticket sizes, from low-cost mini courses to high-ticket programs, so launch-week spikes are expected rather than flagged. Fraud screening helps reduce stolen-card enrollments. Clear receipts that name the program help students recognize each charge.


Connect a payment gateway to your learning management system, course platform, or checkout pages. Tokenized payments support upsells and one-click enrollment, while logged access records help you show that a student received and used the course if a payment is disputed. The gateway also supports coupons, bundles, and order bumps at checkout.
Take payments at workshops, conferences, and live training events with a mobile card reader, or send payment links by text and email after a sales call. Mobile payments land in the same reporting as your online enrollments. It is a simple way to close enrollments while a prospective student is still engaged.

Schools, employers, and corporate training clients often pay by bank transfer. ACH and eCheck processing lower your cost on large group enrollments and invoices, and give business clients a payment method their finance teams prefer. Group enrollments can be invoiced once and paid in a single bank transfer instead of dozens of card payments.

Sell memberships, monthly course libraries, and payment plans for high-ticket programs with recurring billing. Automatic retries, card updater tools, and dunning reminders reduce failed installments, and clear billing descriptors help students recognize each charge. Clear renewal notices before each membership charge also reduce disputes from students who forgot they signed up.

Reach students worldwide with multi-currency processing that lets learners pay in their local currency. Daystar offers domestic and offshore processing options through acquiring banks on 4 continents for education companies with an international audience. Local pricing helps convert international students who might otherwise hesitate at checkout because of conversion fees.

Accept credit and debit cards for course purchases, program enrollments, and certification fees. We underwrite around your real ticket sizes, from low-cost mini courses to high-ticket programs, so launch-week spikes are expected rather than flagged. Fraud screening helps reduce stolen-card enrollments. Clear receipts that name the program help students recognize each charge.
Connect a payment gateway to your learning management system, course platform, or checkout pages. Tokenized payments support upsells and one-click enrollment, while logged access records help you show that a student received and used the course if a payment is disputed. The gateway also supports coupons, bundles, and order bumps at checkout.
Take payments at workshops, conferences, and live training events with a mobile card reader, or send payment links by text and email after a sales call. Mobile payments land in the same reporting as your online enrollments. It is a simple way to close enrollments while a prospective student is still engaged.
Schools, employers, and corporate training clients often pay by bank transfer. ACH and eCheck processing lower your cost on large group enrollments and invoices, and give business clients a payment method their finance teams prefer. Group enrollments can be invoiced once and paid in a single bank transfer instead of dozens of card payments.
Sell memberships, monthly course libraries, and payment plans for high-ticket programs with recurring billing. Automatic retries, card updater tools, and dunning reminders reduce failed installments, and clear billing descriptors help students recognize each charge. Clear renewal notices before each membership charge also reduce disputes from students who forgot they signed up.
Reach students worldwide with multi-currency processing that lets learners pay in their local currency. Daystar offers domestic and offshore processing options through acquiring banks on 4 continents for education companies with an international audience. Local pricing helps convert international students who might otherwise hesitate at checkout because of conversion fees.Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
Publish a clear refund policy and require students to accept it at checkout. Describe exactly what the course includes, keep login and course progress records, and send receipts that name the program. Use a recognizable billing descriptor, remind installment students before charges, and use chargeback alerts to refund or respond quickly.
Online courses are sold card-not-present, often with launch-driven volume spikes, installment plans, and refund requests after content has been accessed. Those patterns can raise chargeback ratios, so processors look closely at your refund policy and marketing.
Yes. Recurring billing supports installment plans with scheduled charges, automatic retries, and card updater tools to reduce missed payments.
Yes. We work with course creators, learning platforms, certification and exam prep providers, tutoring services, corporate training companies, and coaching programs.
Most applications get a decision within 24 hours, and most approved merchants are live within 3 business days, with no long-term contracts.