SaaS
Payment Processing Solutions
Merchant accounts for SaaS and software companies with subscription billing, dunning, tokenized security and API integration backed by multiple acquiring banks. Apply with confidence.
Why Choose Daystar for SaaS Payment Processing
SaaS and software companies often struggle to find reliable payment processing. Traditional processors flag recurring billing models as high risk, which can lead to frozen funds and account terminations. As a high risk merchant account provider, Daystar offers dedicated merchant accounts backed by multiple acquiring banks that understand recurring revenue models.
We support tiered plans, usage-based pricing, annual and monthly cycles and mid-cycle upgrades, with smart retry logic and dunning management to recover revenue before subscribers cancel. Dedicated account managers and real-time reporting help you watch churn, approval rates and disputes in one place. You get one partner for billing, security and support.
Daystar works with 20 acquiring banks across 4 continents, including banks that underwrite SaaS in higher-risk categories. There are no long-term contracts, most decisions arrive within 24 hours, and most approved merchants are live within 3 business days. Clear terms and easy cancellation flows speed up review for SaaS payment processing.
Our SaaS Merchant Account Features
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
SaaS
Credit Card Processing
Accept all major cards for self-serve signups, annual contracts and enterprise plans. Account updater support, network tokens where available and fraud screening for free-trial abuse help keep good subscribers active and stop bad actors before they create chargebacks. Clear descriptors that match your product name reduce disputes from customers.
Payment Gateways
SaaS
Payment Gateways
Our gateway integrates with the platforms SaaS businesses already use, including Stripe-compatible APIs, REST endpoints and hosted payment pages. Tokenized storage and encryption protect customer payment data, and our team provides direct integration support. Hosted pages keep card data off your servers, which reduces your PCI scope, while webhooks keep your billing system in sync with every charge.
Mobile Payment Apps
SaaS
Mobile Payment Apps
Let users upgrade, renew or add seats from mobile apps and mobile web with fast, tokenized checkout. Returning customers pay without re-entering card details, and mobile transactions appear in the same reporting as desktop sales. Mobile web checkout keeps payments on your own merchant account, giving you control of payment data and the customer relationship.
ACH and E-Checks
SaaS
ACH & E-Checks
Offer ACH and eCheck for enterprise customers and annual invoices. Bank payments reduce processing costs on large contracts, avoid card expiration churn and match how many finance teams prefer to pay software vendors. You can set net terms on invoices and let customers pay by bank transfer directly from a hosted invoice page, with payment status updated automatically.
Subscription Billing
SaaS
Subscription Billing
Automate tiered plans, usage-based pricing, trials, prorated upgrades and annual or monthly cycles. Smart retries, pre-expiration reminders and dunning emails recover failed payments before subscribers cancel, protecting monthly recurring revenue. Mid-cycle upgrades and downgrades are prorated automatically, and account updater keeps expiring cards current so renewals go through without asking customers for new details.
Sell Internationally
SaaS
International Sales
Sell software to customers worldwide with multi-currency pricing and domestic or offshore processing. Local currency checkout improves conversion, and routing international cards to suitable acquiring banks helps reduce cross-border declines. Currency-level reporting shows revenue by market, and multiple MIDs let you separate regions or product lines when your volume grows across borders.
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
SaaS
Credit Card Processing
Accept all major cards for self-serve signups, annual contracts and enterprise plans. Account updater support, network tokens where available and fraud screening for free-trial abuse help keep good subscribers active and stop bad actors before they create chargebacks. Clear descriptors that match your product name reduce disputes from customers.Payment Gateways
SaaS
Payment Gateways
Our gateway integrates with the platforms SaaS businesses already use, including Stripe-compatible APIs, REST endpoints and hosted payment pages. Tokenized storage and encryption protect customer payment data, and our team provides direct integration support. Hosted pages keep card data off your servers, which reduces your PCI scope, while webhooks keep your billing system in sync with every charge.Mobile Payment Apps
SaaS
Mobile Payment Apps
Let users upgrade, renew or add seats from mobile apps and mobile web with fast, tokenized checkout. Returning customers pay without re-entering card details, and mobile transactions appear in the same reporting as desktop sales. Mobile web checkout keeps payments on your own merchant account, giving you control of payment data and the customer relationship.ACH and E-Checks
SaaS
ACH & E-Checks
Offer ACH and eCheck for enterprise customers and annual invoices. Bank payments reduce processing costs on large contracts, avoid card expiration churn and match how many finance teams prefer to pay software vendors. You can set net terms on invoices and let customers pay by bank transfer directly from a hosted invoice page, with payment status updated automatically.Subscription Billing
SaaS
Subscription Billing
Automate tiered plans, usage-based pricing, trials, prorated upgrades and annual or monthly cycles. Smart retries, pre-expiration reminders and dunning emails recover failed payments before subscribers cancel, protecting monthly recurring revenue. Mid-cycle upgrades and downgrades are prorated automatically, and account updater keeps expiring cards current so renewals go through without asking customers for new details.Sell Internationally
SaaS
International Sales
Sell software to customers worldwide with multi-currency pricing and domestic or offshore processing. Local currency checkout improves conversion, and routing international cards to suitable acquiring banks helps reduce cross-border declines. Currency-level reporting shows revenue by market, and multiple MIDs let you separate regions or product lines when your volume grows across borders.SaaS FAQ
Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Absolutely. Our infrastructure is equipped to handle high-volume transactions efficiently, ensuring that your business operations are smooth and uninterrupted, regardless of the transaction volume.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
We have partnerships with 20 acquiring banks. This extensive network allows us to offer more reliability and flexibility in processing your payments.
Yes, we provide both domestic and offshore processing solutions, giving you the flexibility to choose what best suits your business model and customer base.
Yes. SaaS serving verticals like gaming, nutra or adult can work with acquiring banks that underwrite those categories. Underwriters will review your terms of service, cancellation flow, trial disclosures and billing descriptor, so clear pricing and easy cancellation make approval and ongoing account health much easier.
Our payment processing solution supports a wide range of payment methods, including all major credit and debit cards, to ensure that you can cater to all your customers’ preferences.
The account setup process is streamlined and efficient. Once you submit all required documents, we aim to get your account up and running as quickly as possible, typically within a few business days.
Reliable recurring billing, strong failed-payment recovery such as account updater, retries and dunning, transparent pricing, and support for the card types your customers actually use.
Clear billing descriptors, proactive dunning before a card fails, reminders before renewals and chargeback-alert tools help keep dispute ratios within acceptable limits.
Our gateway offers Stripe-compatible APIs, REST endpoints and hosted payment pages, and our development team provides direct integration support.
Get Your SaaS Merchant Account Today
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You have questions. We have answers. Are you an existing customer looking for help? Complete the form to reach our support team.
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
- 6303 Blue Lagoon Drive, Suite 400, Miami FL, 33126
- +1 786-453-7357
- support@daystarpayments.com