Pawnshop
Payment Processing Solutions
Payment processing for pawnshops and pawnbrokers, with secure high-value transactions, pawn management system integration and fast checkout for busy counters. Apply with confidence.
Why Choose Daystar for Pawnshop Payment Processing
Pawnshops handle a mix that few merchants share: high-ticket jewelry, gold, electronics, firearms and tools sold at the counter and online, plus loan payments, interest and extension fees. Large tickets, resale of pre-owned goods and regulatory oversight lead many processors to treat pawn as high risk, and some decline pawnbrokers entirely or cap the ticket sizes you can run.
Daystar understands the pawn industry and works with 20 acquiring banks across 4 continents to place pawnbrokers with banks that support them. As a high risk merchant account provider, we have a 95% approval rate among qualified applicants, most decisions arrive within 24 hours, and there are no long-term contracts. Our solutions integrate with pawnshop management systems so your counter keeps moving.
Our Pawnshop Merchant Account Features
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
Pawnshop
Credit Card Processing
Accept EMV and contactless cards on high-value sales such as jewelry, watches, gold and electronics, with limits that fit your ticket sizes. Card-present transactions with signed receipts and item descriptions give you strong protection if a buyer later disputes a purchase, and fast terminals keep lines short on busy days.
Payment Gateways
Pawnshop Payment Gateways
Sell inventory online or through marketplaces with a secure gateway, and let customers make loan payments or extension payments through a payment page. Fraud tools such as AVS, CVV and velocity filters screen online orders for high-value items before they ship or are released for pickup.
Mobile Payment Apps
Pawnshop
Mobile Payment Apps
Take payments at estate buyouts, trade shows, flea markets and pop-up events with a phone or tablet. Mobile acceptance lets you close a sale on the spot and records the transaction in the same reporting as your counter sales. Receipts can be sent by text or email so buyers leave with proof of purchase.
ACH and E-Checks
Pawnshop
ACH & E-Checks
Customers and dealers buying larger lots or high-value pieces can pay by bank transfer. ACH and eCheck processing reduces your cost on big-ticket sales compared with cards and gives you another option when a buyer does not want to use a credit line. Funds arrive with clear remittance details for your records.
Subscription Billing
Pawnshop
Subscription Billing
Layaway plans and scheduled loan or extension payments can run on automated billing where permitted, with customer authorization. Recurring payments reduce missed payments and manual reminders, and card-updater tools help keep scheduled payments current when cards are reissued. Customers get predictable charges, and your staff spends less time on reminder calls.
Sell Internationally
Pawnshop
International Sales
Selling jewelry, watches and collectibles online can bring buyers from outside the US. Multi-currency processing lets them pay in their own currency, and domestic and offshore processing options help you accept international orders with appropriate fraud screening for high-value shipments. Settlement runs through our network of 20 acquiring banks on 4 continents.
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
Pawnshop Credit Card Processing
CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Payment Gateways
Pawnshop Payment Gateways
Daystar’s specialized Pawnshop payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Mobile Payment Apps
PawnshopnMobile Payment Apps
Revolutionize your CBD and hemp business by integrating our cutting-edge payment processing capabilities directly into your app. With our seamless in-app payment solutions, you can now accept transactions effortlessly, providing your customers with a convenient and secure way to purchase CBD and hemp products. Eliminate the friction associated with traditional payment methods and tap into the rapidly growing market with a user-friendly app that caters specifically to the needs of the cannabinoid industry.nnACH and E-Checks
PawnshopnACH & E-Checks
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Subscription Billing
PawnshopnSubscription Billing
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By incorporating our advanced subscription billing system, you can effortlessly provide customers with a seamless experience, ensuring they receive their CBD and hemp products regularly without the need for manual reordering. This user-friendly approach not only enhances customer satisfaction but also fosters brand loyalty. Stay ahead in the competitive landscape by offering a subscription model that not only meets regulatory standards but also enhances the overall convenience for your customers, solidifying your position as a leader in the CBD and hemp market.nn Sell Internationally
Pawnshop International Sales
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By incorporating our advanced subscription billing system, you can effortlessly provide customers with a seamless experience, ensuring they receive their CBD and hemp products regularly without the need for manual reordering. This user-friendly approach not only enhances customer satisfaction but also fosters brand loyalty. Stay ahead in the competitive landscape by offering a subscription model that not only meets regulatory standards but also enhances the overall convenience for your customers, solidifying your position as a leader in the CBD and hemp market.n Pawnshop FAQ
Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Absolutely. Our infrastructure is equipped to handle high-volume transactions efficiently, ensuring that your business operations are smooth and uninterrupted, regardless of the transaction volume.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
We have partnerships with 20 acquiring banks. This extensive network allows us to offer more reliability and flexibility in processing your payments.
Yes, we provide both domestic and offshore processing solutions, giving you the flexibility to choose what best suits your business model and customer base.
Banks typically ask for your state or local pawnbroker license, business registration, product mix, average and highest ticket sizes, and how you handle ID checks and hold periods for acquired goods. Stores selling firearms need to show proper licensing for those sales. Clear refund terms and documented sales records help support approval.
Our payment processing solution supports a wide range of payment methods, including all major credit and debit cards, to ensure that you can cater to all your customers’ preferences.
The account setup process is streamlined and efficient. Once you submit all required documents, we aim to get your account up and running as quickly as possible, typically within a few business days.
In many cases, yes, depending on state rules and card-brand guidelines for loan repayments. We review how your loan and interest payments are structured before setting them up.
Yes. We set up accounts with ticket limits that fit high-value sales and add security measures designed to protect large transactions.
We work to integrate payments with your pawnshop management system so sales, loan payments and reporting stay in sync, subject to the system’s integration options.
Fill out the online application and our specialists will guide you through onboarding. Most decisions come within 24 hours, and most approved merchants are live within 3 business days.
Get Your Pawnshop Merchant Account Today
Apply Now — Most Decisions Within 24 Hours
At your service.
You have questions. We have answers. Are you an existing customer looking for help? Complete the form to reach our support team.
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
- 6303 Blue Lagoon Drive, Suite 400, Miami FL, 33126
- +1 786-453-7357
- support@daystarpayments.com