Merchant accounts for OTAs, travel agencies and luxury travel businesses, with high ticket limits, deposit and installment billing, and future-dated booking support. Apply with confidence.
Online travel agencies, luxury vacation companies, charter services and destination management companies are frequently classified as high risk. Banks see two things: large ticket sizes and service delivered weeks or months after payment. Cancellations, itinerary changes and disputes can surface long after the sale, and international bookings add complexity, so mainstream platforms like Stripe and Square often hold funds or close travel accounts without warning.
Daystar works with 20 acquiring banks across 4 continents, including banks that specialize in the travel sector. As a high risk merchant account provider, we approve 95% of qualified applicants, most decisions arrive within 24 hours, and most approved merchants are live within 3 business days, with no setup fees and no long-term contracts. Travel merchants previously terminated or listed on TMF/MATCH can apply for review.
Whether you sell vacation packages, yacht charters, private jet bookings, concierge services or luxury hotel experiences, we configure the account for how travel is actually paid: large transaction limits, deposit-and-installment structures, and eCheck and ACH for lower-cost collection on big itineraries. Clear booking terms and confirmations round out a setup banks are comfortable supporting.
Accept cards on high-value bookings with transaction limits sized for luxury packages, charters and group trips, so a large itinerary is not declined at checkout. Clear billing descriptors, signed booking confirmations and documented cancellation terms give you the evidence you need if a traveler disputes a charge months after booking, when the trip dates finally arrive.


Our gateway integrates with booking engines, travel CRMs and custom checkout systems, supporting deposits, installment payments and full booking payments. AVS, CVV, 3-D Secure and velocity filters screen high-value online bookings, and chargeback-alert tools let you resolve or refund a dispute before it posts, keeping your ratio in line despite long gaps between payment and travel.
Take payments at travel shows, client meetings, destination events and on board charters with a phone or tablet. Card-present transactions carry lower dispute risk than phone or online bookings, and receipts sent by text or email give travelers immediate confirmation. Mobile payments flow into the same reporting as your online and agent-assisted bookings.

Large itineraries, group trips and corporate travel can be paid by bank transfer. eCheck and ACH processing lowers your cost on big-ticket bookings compared with cards and gives clients an option when a trip exceeds their card limit. Many travel businesses collect deposits by card and the remaining balance by ACH.

Travel is typically paid as a deposit followed by installments before departure. We configure milestone and recurring billing so scheduled payments run automatically with customer authorization, and card-updater tools keep plans current when cards are reissued. Travel clubs and membership programs can also bill recurring dues on the same account.

Travelers book from around the world. Multi-currency processing lets international clients pay in their own currency, and domestic and offshore processing options support cross-border bookings. Multiple MIDs can separate brands, destinations or product lines, such as charters and packages, so each is underwritten and monitored on its own terms.

Accept cards on high-value bookings with transaction limits sized for luxury packages, charters and group trips, so a large itinerary is not declined at checkout. Clear billing descriptors, signed booking confirmations and documented cancellation terms give you the evidence you need if a traveler disputes a charge months after booking, when the trip dates finally arrive.
Our gateway integrates with booking engines, travel CRMs and custom checkout systems, supporting deposits, installment payments and full booking payments. AVS, CVV, 3-D Secure and velocity filters screen high-value online bookings, and chargeback-alert tools let you resolve or refund a dispute before it posts, keeping your ratio in line despite long gaps between payment and travel.
Take payments at travel shows, client meetings, destination events and on board charters with a phone or tablet. Card-present transactions carry lower dispute risk than phone or online bookings, and receipts sent by text or email give travelers immediate confirmation. Mobile payments flow into the same reporting as your online and agent-assisted bookings.
Large itineraries, group trips and corporate travel can be paid by bank transfer. eCheck and ACH processing lowers your cost on big-ticket bookings compared with cards and gives clients an option when a trip exceeds their card limit. Many travel businesses collect deposits by card and the remaining balance by ACH.
Travel is typically paid as a deposit followed by installments before departure. We configure milestone and recurring billing so scheduled payments run automatically with customer authorization, and card-updater tools keep plans current when cards are reissued. Travel clubs and membership programs can also bill recurring dues on the same account.
Travelers book from around the world. Multi-currency processing lets international clients pay in their own currency, and domestic and offshore processing options support cross-border bookings. Multiple MIDs can separate brands, destinations or product lines, such as charters and packages, so each is underwritten and monitored on its own terms.Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
Banks typically review your seller of travel registration where your state requires one, business registration, how far in advance you take payment, average and largest ticket sizes, supplier payment timing, and cancellation and refund policies. Documented booking terms, confirmations and a clear descriptor support approval. Some banks may set a reserve based on future-dated delivery exposure.
Yes. Travel is considered high risk because of large tickets and delayed service delivery, which makes mainstream processors cautious. Daystar places travel agencies, tour operators, OTAs and booking platforms with acquiring banks that specialize in travel.
Payment is collected well before the trip happens, so cancellations, changes and disputes can arrive long after the sale, and large ticket sizes raise the stakes on each chargeback.
Yes. We configure milestone and recurring billing for deposit-plus-installment structures, and combine card payments with ACH for lower-cost collection on large balances.
Through clear billing descriptors, documented terms and confirmations, and chargeback-alert tools that let you resolve or refund disputes before they post, which helps keep your ratio healthy despite long gaps between payment and travel.
Yes. Re-banking terminated and TMF/MATCH-listed travel merchants is a core part of our service. Approval still depends on underwriting, but a prior termination is not an automatic decline.
Payment is collected well before the trip happens, so cancellations, changes, and disputes can hit long after the sale — and the large ticket sizes raise the stakes on each chargeback. Banks price that risk in, which is why specialized placement matters.
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