Payment solutions for psychics, tarot readers, astrologers, and spiritual advisors offering readings by phone, chat, video, or in person, with compliance-minded underwriting. Apply with confidence.
Many banks classify psychic and spiritual advisory services as high risk because the service is intangible and results cannot be measured, which can lead to disputes after a reading. Per-minute billing and prepaid packages add further complexity. As a high risk merchant account provider, Daystar sets up psychic services merchant accounts with clear disclosures and descriptor practices in place from the start.
We work with independent psychics and tarot readers, astrologers, mediums, spiritual coaches, and psychic reading networks that bill by the minute over phone, chat, or video. With 20 acquiring banks across 4 continents, we can place you with a bank that accepts your model, including domestic and offshore options.
There are no long-term contracts. Most applications get a decision within 24 hours, most approved merchants are live within 3 business days, and we have a 95% approval rate among qualified applicants. Call our Miami team at +1 (786) 453-7357 to talk through your psychic services business, or apply online and a specialist will review your details.
Accept credit and debit cards for single readings, prepaid minute packages, and in-person sessions. We underwrite your account with your pricing model disclosed, whether you charge per minute, per session, or by package, so your transactions match what the acquiring bank approved. Clear pricing shown before each session helps reduce disputes.


Connect a payment gateway to your booking site or reading platform so clients can buy sessions and top up minutes securely. Stored cards support quick repeat purchases, and session logs tied to each transaction help you document what the client received if a charge is disputed.
Take payments at psychic fairs, metaphysical shops, and in-person events with a mobile card reader, or send payment links before a phone or video session. Mobile payments appear in the same reporting as your online sales. It also makes it easy to take payment for a reading booked at an event and delivered later.

ACH and eCheck processing give clients another way to pay for packages and memberships, often at a lower cost to you. Offering bank payments can also reduce reliance on cards for larger prepaid bundles. ACH can be a useful option for clients who prefer not to use a card for spiritual services.

Sell monthly memberships, horoscope subscriptions, or ongoing coaching plans with recurring billing. Clear renewal disclosures, easy cancellation, automatic retries, and card updater tools help keep subscriptions stable and disputes low. Sending a reminder before each renewal and a receipt after it also helps subscribers recognize the charge and keeps disputes over forgotten memberships to a minimum.

Clients seek readings from all over the world. Multi-currency processing lets international clients pay in their local currency, and Daystar offers domestic and offshore processing options through acquiring banks on 4 continents. Offering local-currency pricing helps international clients book readings without surprises from conversion fees on their card statements.

CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Daystar’s specialized Psychic Services payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
Most processors expect a clear statement that readings are for entertainment purposes, visible pricing per minute or per session, and a written refund policy that clients accept before paying. Adult clients only, a billing descriptor clients recognize, and clear renewal terms for memberships also reduce disputes. Check any local rules that apply to your services.
Readings are intangible, satisfaction is subjective, and clients sometimes dispute charges after a session. Per-minute billing and prepaid packages also add complexity, so many banks decline this category or apply strict terms.
Yes. We can set up accounts for per-minute and prepaid minute billing, as long as rates are clearly disclosed to the client before the session begins.
Yes. We work with independent readers as well as networks and platforms that host multiple advisors, and multiple MIDs are available where needed.
Most applications receive a decision within 24 hours, and most approved merchants are live within 3 business days, with no long-term contracts.