Merchant accounts for bankruptcy attorneys and law firms, with card, ACH, and payment plan options that help clients pay fees on a workable schedule. Apply with confidence.
Bankruptcy clients are under financial stress, which makes fee collection harder and causes some processors to label bankruptcy practices as elevated risk. Payment plans, pre-filing fees, and disputes from struggling clients all play a part. As a high risk merchant account provider with 20 acquiring banks, Daystar works with banks that understand legal services.
We set up processing so you can accept fees by card or ACH, offer structured payment plans before filing, and keep clear records for each client. Your firm is responsible for trust account and ethics rules, and we can help configure payments to match how your firm handles funds. There are no long-term contracts.
Accept credit and debit cards for consultation fees, Chapter 7 and Chapter 13 attorney fees, and filing costs. Card acceptance gives clients more ways to pay, and processing limits are set for your typical fee amounts so larger retainers do not trigger unexpected reviews. Clients receive a receipt for every payment.


Let clients pay online through a secure payment gateway or payment link sent by email or text. Tokenized card storage keeps client card data off your systems, and gateway reporting helps your staff match each payment to the right client file. Clients can pay installments after business hours without calling your office.
Mobile payment tools let you collect fees at the courthouse, at a satellite office, or during an in-person consultation. A digital receipt goes to the client immediately, which helps with record keeping and reduces confusion about what was paid. Readers connect to a phone or tablet in minutes.

ACH and eCheck payments are a lower-cost option for clients paying larger fees and for scheduled pre-filing payment plans. Bank transfers can also be easier for clients whose cards are maxed out or closed. Each debit is tied to a written client authorization, giving your firm a clear record if a payment is questioned later.

Many bankruptcy clients cannot pay the full fee at once. Recurring billing automates scheduled installments with reminders and retries, so your staff spends less time chasing payments and clients stay on track toward filing. Payment plans can be paused or adjusted as a client’s situation changes, and the full history stays in one place.

If you represent clients with ties abroad, multi-currency processing allows family members or clients overseas to pay fees in their own currency, subject to your firm’s policies on third-party payments. Separate MIDs can keep these payments organized, and receipts in the payer’s name help your office document who paid each fee and when.

CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Daystar’s specialized Bankruptcy Attorney payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
Many firms keep earned fees and unearned retainers in separate accounts and route payments accordingly. Rules on trust accounting and who pays processing fees vary by state bar, so confirm the requirements with your bar or counsel. We can set up separate MIDs or accounts to support the structure your firm chooses.
Clients are under financial pressure, fees are often paid in installments, and some clients dispute charges later. Working with a bank that understands legal services helps keep the account stable.
Yes. Recurring billing lets you set up scheduled payments by card or ACH with automatic reminders.
Yes. Multiple MIDs can route payments to different bank accounts so earned and unearned funds are kept apart as your firm requires.
Our bankruptcy attorney payment processing includes card and ACH acceptance, online payment links, recurring billing for pre-filing payment plans, and multiple MIDs so your law firm merchant account can route earned and unearned funds to separate bank accounts.