Payment solutions for consulting businesses and professional advisors, supporting retainers, project invoices, milestone billing, and international clients. Apply with confidence.
Consulting firms bill for work that is hard to show on a receipt: advice, strategy, and hours. Large retainers, prepaid packages, and clients who later dispute the value of services lead some processors to hold funds or decline the account. As a high risk merchant account provider with 20 acquiring banks, Daystar matches consultants with banks that understand professional services.
We set up processing for how consultants bill: retainers, milestone payments, monthly advisory fees, and invoices paid by card or ACH. Signed statements of work and clear deliverables help protect you in disputes. There are no long-term contracts. Most decisions come within 24 hours.
Accept credit cards for retainers, project invoices, and hourly billing. Processing limits are sized for your typical engagement so a large upfront retainer does not trigger a hold, and card acceptance helps clients pay faster than waiting on checks. Clients receive an itemized receipt for each charge.


Add payment links to your invoices or connect your proposal and invoicing software to a secure payment gateway. Clients pay online, and tokenized cards let you bill approved milestone payments without asking for card details again. Reporting shows paid and outstanding invoices by client, so you always know where each engagement stands.
Collect payments after a workshop, training session, or client meeting with mobile card acceptance. Payment links sent by text or email let clients pay from anywhere, which helps close out invoices quickly. Readers connect to your phone or tablet, so independent consultants can accept cards without a front desk or office.

Corporate clients often prefer ACH for large consulting invoices. ACH and eCheck processing lowers your fees on five- and six-figure engagements and fits the accounts payable processes of larger companies. Each payment includes a reference that matches your invoice number, making reconciliation simple for both sides. ACH is also useful for clients whose card limits are lower than your invoice amounts.

Recurring billing automates monthly advisory retainers, fractional executive fees, and coaching programs. Clients are charged on schedule with advance notice, and failed payments are retried automatically, giving you more predictable cash flow. Clients can update their card or switch to ACH without calling your office, and every charge comes with a receipt that references the agreement.

Serve clients worldwide with multi-currency processing and domestic or offshore banking options. Invoicing international clients in their own currency reduces friction and helps you get paid faster on cross-border engagements. Separate MIDs can keep international engagements apart for clean reporting, and clients see a familiar amount on their statement instead of an unexpected exchange conversion.

CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Daystar’s specialized Consulting payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
Use a signed statement of work or engagement letter that defines deliverables, timelines, and refund terms. Keep records of meetings, delivered reports, and client approvals at each milestone. Billing in stages instead of charging a large prepaid amount at once also reduces exposure and gives you clear evidence if a dispute arises.
Yes, with limits set for your engagement size. Signed agreements and milestone records help banks get comfortable with larger prepaid retainers.
Yes. Multi-currency processing and domestic or offshore options help you bill clients around the world.
Yes. Recurring billing automates monthly retainers with advance notice and automatic retries.
Our consultant payment processing covers card and ACH payments, invoice payment links, recurring billing for retainers, and multi-currency processing, giving your consulting business payment solutions that fit how you bill, with no long-term contracts.
Consulting firms billing $10,000–$50,000+ monthly retainers by card face scrutiny from standard processors because large transactions and recurring billing patterns both elevate automated risk scores. Stripe and PayPal work for many small consultants but terminate or limit accounts when transaction sizes and volumes grow. Daystar Payments provides merchant accounts for consulting firms that need per-transaction limits high enough to support large retainers, recurring billing for ongoing advisory arrangements, and international card acceptance for global clients.
Monthly retainers behave like subscriptions in the eyes of acquiring banks — which means they generate the same scrutiny. Daystar configures retainer billing with account-updater services that refresh stored cards when clients receive replacements, retry logic for failed payments, and clear billing descriptors that prevent clients from disputing charges they do not recognize.
Can I accept retainer payments over $10,000 by credit card? Yes. Daystar sets per-transaction authorization limits that match your billing — $10,000, $25,000, or higher — configured during underwriting based on your business profile and processing history.
What if a client disputes a consulting invoice? Signed engagement agreements and documented deliverables are the strongest chargeback defense. Daystar also provides chargeback-alert tools that let you respond to a dispute before it becomes a formal chargeback, using your documentation as evidence.
Can you accept payments from international clients? Yes. Daystar configures acquiring that accepts Visa and Mastercard issued in Europe, Asia, and Latin America alongside US-issued cards, with optional multi-currency settlement for firms billing in EUR or GBP.