Merchant accounts for VoIP providers, hosted PBX, SIP trunking and calling services that bill one-time setup fees and recurring monthly plans. Apply with confidence.
VoIP and telecom businesses run on recurring billing, prepaid minutes and international calling, all of which draw extra scrutiny from underwriters because of fraud and dispute risk. As a high risk merchant account provider, Daystar places VoIP providers with acquiring banks that understand subscription telecom models and how usage-based charges are billed.
We work with 20 acquiring banks across 4 continents and serve 54+ industries, so your account can match your mix of residential, business and wholesale customers. We have a 95% approval rate among qualified applicants, most decisions come within 24 hours, and most approved merchants are live within 3 business days, with no long-term contracts.
Our team reviews your billing workflow during consultation, then helps you choose gateway, recurring billing and fraud monitoring tools that fit how you sell service plans, devices and minutes. Providers with residential, business and reseller lines can use multiple MIDs to keep reporting and dispute ratios separate for each part of the business.
Accept cards for setup fees, IP phones, headsets, number porting and usage charges. Real-time fraud monitoring and velocity rules help catch stolen cards used to buy prepaid minutes or open accounts for toll fraud, while processing limits are set around your actual plan prices and monthly volume.


Connect your customer portal and billing platform to a gateway with tokenization, 3-D Secure and configurable fraud filters. Store cards securely for auto-pay, trigger charges from your usage or billing system through the API, and use reporting that ties each transaction to an account number for faster support and reconciliation.
Installers and sales reps can take payment on site when setting up a business phone system, using mobile card readers and payment apps. Collect deposits for hardware or the first month of service at the customer’s office, send digital receipts immediately and accept tap-to-pay from phones and cards.

Offer ACH and eCheck for business customers on multi-line plans, SIP trunking contracts and wholesale termination accounts. Bank payments lower processing costs on larger monthly invoices and are often preferred by finance teams, while cards remain available for smaller accounts and residential users. Resellers and white-label partners can also settle their monthly wholesale balances by bank transfer.

Bill monthly plans, per-seat hosted PBX subscriptions, virtual numbers and prepaid top-ups on autopilot. Recurring billing with retry logic and card updater tools reduces involuntary churn, and clear descriptors that match your brand name help customers recognize charges and reduce disputes from forgotten auto-renewals. Usage overages can be added to the same monthly charge.

Serve customers and resellers around the world with multi-currency acceptance and domestic or offshore processing options. International calling and virtual number services often attract overseas buyers, so we pair global acceptance with country-level fraud rules and verification to limit fraudulent sign-ups. Resellers abroad can pay wholesale balances in their own currency, which simplifies partner billing.

CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Daystar’s specialized VoIP payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
VoIP providers bill recurring and usage-based charges, sell prepaid minutes that fraudsters target, and often serve international customers, which raises chargeback and fraud exposure. Underwriters review your plans, cancellation terms, fraud controls and dispute history. Clear pricing, easy cancellation and customer verification help support a stable account.
Yes. You can charge one-time setup, hardware and porting fees alongside recurring monthly plans, with gateway options that fit your billing workflow.
Real-time monitoring, velocity limits, AVS and CVV checks, 3-D Secure and country rules help stop suspicious transactions. Chargeback alerts let you respond to disputes early.
Complete the online application for VoIP businesses and our team will consult with you on your billing model, then match you with suitable acquiring banks.