Merchant account solutions for businesses that take payments by phone, mail and invoice without the complexity and red tape banks typically impose. Apply with confidence.
Take card and ACH payments by phone, mail or email from any browser with a Daystar virtual terminal. No hardware is required, and you get fraud screening tools suited to card-not-present transactions.
High-risk businesses often face strict regulations, higher decline rates, and limited banking options. That’s why working with a specialized high risk merchant account provider is essential. With Daystar Payments, you gain access to scalable, secure processing solutions that increase approval rates, reduce friction, and create a smooth, trustworthy experience for your customers.
Key in card payments taken by phone, mail or email from any browser. We help set up checkout and fraud screening suited to card-not-present transactions.


Run your virtual terminal on a payment gateway that supports card-not-present payments, tokenized card storage and fraud screening, where available.
Open the virtual terminal from a phone or tablet browser to take payments when you’re away from your desk.

Offer ACH and eCheck payments for U.S. customers who prefer to pay from a bank account, with electronic records that simplify reconciliation.

Bill memberships, software subscriptions and other recurring plans automatically each cycle, with card-updating and payment-retry tools, where available, that help reduce failed renewals.

Accept payments from customers in other countries through acquiring banks that support cross-border processing. Daystar reviews your business, target countries and card mix, then matches you with an acquiring bank that fits your business. Availability depends on your program.

Key in card payments taken by phone, mail or email from any browser. We help set up checkout and fraud screening suited to card-not-present transactions.
Run your virtual terminal on a payment gateway that supports card-not-present payments, tokenized card storage and fraud screening, where available.
Open the virtual terminal from a phone or tablet browser to take payments when you’re away from your desk.
Offer ACH and eCheck payments for U.S. customers who prefer to pay from a bank account, with electronic records that simplify reconciliation.
Bill memberships, software subscriptions and other recurring plans automatically each cycle, with card-updating and payment-retry tools, where available, that help reduce failed renewals.
Accept payments from customers in other countries through acquiring banks that support cross-border processing. Daystar reviews your business, target countries and card mix, then matches you with an acquiring bank that fits your business. Availability depends on your program.Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.