Secure payment processing for furniture retailers and showrooms, built for large tickets, deposits, financing-style installments, and delivery schedules. Apply with confidence.
Furniture sales carry high average tickets, custom orders with long lead times, and deposits taken weeks before delivery. Many processors read that pattern as elevated risk and respond with holds, reserves, or sudden limits. As a high risk merchant account provider working with 20 acquiring banks, Daystar matches your store with a bank that understands showroom, online, and made-to-order furniture sales.
We set up processing around how furniture is actually sold: a deposit at the showroom, the balance at delivery, and the occasional split payment across cards. Chargeback and fraud protection tools help you document delivery and customer sign-off, which matters when a sofa arrives weeks after the sale. There are no long-term contracts.
Accept Visa, Mastercard, American Express, and Discover in the showroom, on the delivery truck, or over the phone. Our processing is set up for high-ticket furniture transactions, with volume limits sized to your real average ticket so a large sectional or dining set sale does not trigger an unexpected hold or review.


Connect your online furniture store to a secure payment gateway that supports card-not-present orders, tokenized cards for saved customers, and authorization now with capture at delivery. That makes it easier to take a deposit on custom pieces and charge the remaining balance only when the order ships or arrives.
Give your delivery crews and sales associates mobile card acceptance so customers can pay the balance at the door, sign on screen, and receive an emailed receipt. Taking payment at delivery with a signature and timestamp also creates useful documentation if a customer later disputes the charge.

Offer ACH and eCheck payments for large orders, commercial buyers, and interior designers who prefer paying by bank transfer. ACH is often a better fit for five-figure contract furniture orders for offices, hotels, and restaurants, and it gives customers another option besides putting the full amount on a card.

Use recurring billing to run in-house payment plans, layaway programs, and scheduled installments on approved purchases. Automated billing collects each payment on schedule, retries declined cards, and keeps a clean record for your team, so you spend less time chasing balances on bedroom sets and living room packages.

Sell furniture to buyers outside the United States with multi-currency processing and access to domestic and offshore banking options. Showing prices and charging in the customer’s currency can help reduce abandoned carts and confusing statements for international shoppers ordering high-value pieces online. Clear shipping timelines help too.

CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Daystar’s specialized Furniture payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
Processors look at delayed delivery risk. When a customer pays today for a custom piece delivered in eight weeks, the processor carries the chargeback exposure until it arrives. Clear delivery timelines, signed delivery receipts, a posted refund policy, and a bank that underwrites furniture regularly all help reduce the chance of holds or reserves.
Yes. We can set up processing so you collect a deposit when the order is placed and charge the remaining balance when the furniture is delivered, either in person with mobile acceptance or through your gateway.
Yes. We support card-present showroom sales, phone orders, and ecommerce through one relationship, and can set up multiple MIDs if you want separate reporting for each channel or location.
Most decisions come within 24 hours, and most approved merchants are live within 3 business days. Having recent processing statements, your refund policy, and typical delivery timelines ready helps speed up underwriting.
Our secure payment solutions for furniture retailers cover furniture payment processing in the showroom, online, over the phone, and at delivery, plus ACH, recurring billing for payment plans, and chargeback and fraud protection tools, with no long-term contracts.