Furniture
Payment Processing Solutions

Secure payment processing for furniture retailers and showrooms, built for large tickets, deposits, financing-style installments, and delivery schedules. Apply with confidence.

Furniture payment processing

Why Choose Daystar for Furniture Payment Processing

Furniture sales carry high average tickets, custom orders with long lead times, and deposits taken weeks before delivery. Many processors read that pattern as elevated risk and respond with holds, reserves, or sudden limits. As a high risk merchant account provider working with 20 acquiring banks, Daystar matches your store with a bank that understands showroom, online, and made-to-order furniture sales.

We set up processing around how furniture is actually sold: a deposit at the showroom, the balance at delivery, and the occasional split payment across cards. Chargeback and fraud protection tools help you document delivery and customer sign-off, which matters when a sofa arrives weeks after the sale. There are no long-term contracts.

Our Furniture Merchant Account Features

Furniture FAQ

Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.

Absolutely. Our infrastructure is equipped to handle high-volume transactions efficiently, ensuring that your business operations are smooth and uninterrupted, regardless of the transaction volume.

Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.

We have partnerships with 20 acquiring banks. This extensive network allows us to offer more reliability and flexibility in processing your payments.
Yes, we provide both domestic and offshore processing solutions, giving you the flexibility to choose what best suits your business model and customer base.

Processors look at delayed delivery risk. When a customer pays today for a custom piece delivered in eight weeks, the processor carries the chargeback exposure until it arrives. Clear delivery timelines, signed delivery receipts, a posted refund policy, and a bank that underwrites furniture regularly all help reduce the chance of holds or reserves.

Our payment processing solution supports a wide range of payment methods, including all major credit and debit cards, to ensure that you can cater to all your customers’ preferences.
The account setup process is streamlined and efficient. Once you submit all required documents, we aim to get your account up and running as quickly as possible, typically within a few business days.

Yes. We can set up processing so you collect a deposit when the order is placed and charge the remaining balance when the furniture is delivered, either in person with mobile acceptance or through your gateway.

Yes. We support card-present showroom sales, phone orders, and ecommerce through one relationship, and can set up multiple MIDs if you want separate reporting for each channel or location.

Most decisions come within 24 hours, and most approved merchants are live within 3 business days. Having recent processing statements, your refund policy, and typical delivery timelines ready helps speed up underwriting.

Our secure payment solutions for furniture retailers cover furniture payment processing in the showroom, online, over the phone, and at delivery, plus ACH, recurring billing for payment plans, and chargeback and fraud protection tools, with no long-term contracts.

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