Law Firm
Payment Processing Solutions

Merchant services for law firms that accept retainers, installment plans and invoice payments by card or ACH, with fees routed to your operating account. Apply with confidence.

Law Firm payment processing

Why Choose Daystar for Law Firm Payment Processing

Law firms need payment processing that respects the line between trust and operating funds. Daystar can structure accounts so client payments reach the correct account and processing fees are charged to your operating account rather than your IOLTA or trust account. As a high risk merchant account provider, we also support practice areas that mainstream processors often decline.

We work with 20 acquiring banks across 4 continents and serve 54+ industries, including personal injury, criminal defense, family law, immigration, estate planning, business law, debt settlement and collections. We have a 95% approval rate among qualified applicants, most decisions come within 24 hours, and most approved merchants are live within 3 business days, with no long-term contracts.

Solo practices and multi-location firms can take large retainers by card, run monthly payment plans, accept payments on the firm website and send invoice links, with security tools that protect sensitive client information and keep confidential payment details off office computers. Reporting by client or matter number makes reconciliation with your billing and practice management software faster at month end.

Our Law Firm Merchant Account Features

Law Firm FAQ

Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.

Absolutely. Our infrastructure is equipped to handle high-volume transactions efficiently, ensuring that your business operations are smooth and uninterrupted, regardless of the transaction volume.

Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.

We have partnerships with 20 acquiring banks. This extensive network allows us to offer more reliability and flexibility in processing your payments.
Yes, we provide both domestic and offshore processing solutions, giving you the flexibility to choose what best suits your business model and customer base.

Many state bar rules restrict deductions from client trust funds, so firms commonly deposit trust payments in full and have processing fees debited from their operating account. Daystar can configure accounts that way. Your firm should confirm the specific trust accounting requirements in its jurisdiction with its bar association or ethics counsel.

Our payment processing solution supports a wide range of payment methods, including all major credit and debit cards, to ensure that you can cater to all your customers’ preferences.
The account setup process is streamlined and efficient. Once you submit all required documents, we aim to get your account up and running as quickly as possible, typically within a few business days.

Surcharging is permitted in many states when it follows card-brand rules and state law, and some states restrict it. We can configure compliant surcharging or convenience fee programs where allowed; confirm any ethics rules that apply to your practice.

Often, yes. Higher-risk practice areas such as debt settlement and collections are underwritten through partner banks that work with these models. Approval depends on your firm’s history and documentation.

Yes. Recurring billing supports monthly fee installments, with retry logic and account updater tools to reduce failed payments.

Yes. Firms with several offices can set up multiple MIDs or locations for separate reporting while working with one provider.

Get Your Law Firm Merchant Account Today

Apply Now — Most Decisions Within 24 Hours

At your service.
You have questions. We have answers. Are you an existing customer looking for help? Complete the form to reach our support team.

Not an existing customer or partner? Contact sales at +1 (786) 453-7357

Payment Processing for Law Firms and Attorneys

Law firms face a payment processing challenge that other professional services businesses do not: IOLTA (Interest on Lawyers Trust Accounts) compliance. Card processing fees cannot be deducted from client trust funds — a standard card processor setup can result in state bar ethics violations. Daystar structures legal merchant accounts so fees are charged to the firm operating account, never to trust funds, maintaining full IOLTA compliance across all US jurisdictions.

Beyond compliance, attorneys increasingly need to accept large retainer payments by card, run recurring billing for monthly legal fee installments, and accept payments through their firm website. Firms with high-value transactions, high chargeback exposure from contested matters, or practice areas like debt settlement and immigration often find Stripe and PayPal terms insufficient.

Practice Areas We Support

Personal injury and contingency-fee firms, criminal defense, family law and divorce, immigration law, estate planning and probate, business and corporate law, debt settlement law firms, and collection attorneys. Multi-location and high-volume firms are welcome.

Law Firm Payment FAQ

Can law firms pass credit card fees to clients? Surcharging is permitted in most US states. State bar rules on disclosure vary — Daystar configures compliant surcharging where permitted so the firm absorbs no processing cost.

What if our firm was declined by LawPay or another legal processor? High-risk practice areas — debt settlement, certain immigration matters, and criminal defense — sometimes face declines from legal-specific processors. Daystar provides accounts through banks that underwrite these practice areas.

Do you support installment payment plans for legal fees? Yes. Recurring billing for monthly legal fee installments is fully supported with retry logic and account-updater tools to reduce missed payments.