Merchant account solutions for Personal Loan, Lending and Consumer Finance without the complexity and red tape banks typically impose. Apply with confidence.
Collect loan repayments by debit card and ACH with payment processing built for personal loan companies, installment lenders and consumer lending platforms, with attention to card-brand rules and reliable performance.
Lending businesses often face strict regulations, higher decline rates, and limited banking options. That’s why working with a specialized high risk merchant account provider is essential. With Daystar Payments, you gain access to scalable, secure processing solutions that increase approval rates, reduce friction, and create a smooth, trustworthy experience for your customers.
Collect loan repayments and fees by debit card, where your program allows, with checkout and fraud screening suited to card-not-present payments.


Connect your borrower portal or website to a payment gateway that supports card-not-present payments, tokenized checkout and fraud screening, where available.
Let borrowers make payments from a phone through your own app or mobile site, with card checkout that works smoothly on small screens.

Offer ACH and eCheck payments for U.S. borrowers who prefer to pay from a bank account, including scheduled repayments, with electronic records that simplify reconciliation.

Bill memberships, software subscriptions and other recurring plans automatically each cycle, with card-updating and payment-retry tools, where available, that help reduce failed renewals.

Accept payments from borrowers in other countries through acquiring banks that support cross-border processing. Daystar reviews your business, target countries and card mix, then matches you with an acquiring bank that fits your business. Availability depends on your program.

Collect loan repayments and fees by debit card, where your program allows, with checkout and fraud screening suited to card-not-present payments.
Connect your borrower portal or website to a payment gateway that supports card-not-present payments, tokenized checkout and fraud screening, where available.
Let borrowers make payments from a phone through your own app or mobile site, with card checkout that works smoothly on small screens.
Offer ACH and eCheck payments for U.S. borrowers who prefer to pay from a bank account, including scheduled repayments, with electronic records that simplify reconciliation.
Bill memberships, software subscriptions and other recurring plans automatically each cycle, with card-updating and payment-retry tools, where available, that help reduce failed renewals.
Accept payments from borrowers in other countries through acquiring banks that support cross-border processing. Daystar reviews your business, target countries and card mix, then matches you with an acquiring bank that fits your business. Availability depends on your program.Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.