Latin America
Payment Processing Solutions

Payment processing for businesses selling in Latin America, with local currency acceptance, domestic and offshore options, and compliance-driven onboarding for regional markets. Apply with confidence.

Latin America payment processing

Why Choose Daystar for Latin America Payment Processing

Selling into Latin America brings high cross-border decline rates, currency friction and regulations that change from country to country. Daystar offers localized expertise for Latin American markets, with secure and compliant solutions that help you accept payments from customers in Mexico, Brazil, Colombia and beyond. As a high risk merchant account provider, we also support businesses that mainstream processors turn away.

Our multi-currency support lets you facilitate transactions in local currencies, enhancing customer convenience and improving approval rates. Real-time reporting and analytics give you a clear view of performance by market, and our compliance-driven approach helps you navigate regional regulations during onboarding and beyond. Reporting by country shows where approvals and disputes need attention.

Daystar is based in Miami, a natural gateway to the region, and works with 20 acquiring banks across 4 continents. There are no long-term contracts, most decisions arrive within 24 hours, and most approved merchants are live within 3 business days.

Our Latin America Merchant Account Features

Latin America FAQ

Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.

Absolutely. Our infrastructure is equipped to handle high-volume transactions efficiently, ensuring that your business operations are smooth and uninterrupted, regardless of the transaction volume.

Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.

We have partnerships with 20 acquiring banks. This extensive network allows us to offer more reliability and flexibility in processing your payments.
Yes, we provide both domestic and offshore processing solutions, giving you the flexibility to choose what best suits your business model and customer base.

Rules on currency, taxation, consumer protection and data handling differ by country. Acquirers will look at where your business is registered, where customers are located and how you deliver products. Clear terms, local-language customer support and accurate descriptors help, and we recommend confirming country-specific requirements with local counsel.

Our payment processing solution supports a wide range of payment methods, including all major credit and debit cards, to ensure that you can cater to all your customers’ preferences.
The account setup process is streamlined and efficient. Once you submit all required documents, we aim to get your account up and running as quickly as possible, typically within a few business days.

Yes. Multi-currency support lets you present prices and accept payments in local currencies where supported, which improves convenience for customers.

Complete our online application with your business details, target countries and expected card volume. Our team then guides you through onboarding and matches you with suitable acquiring banks.

Yes. Real-time reporting and analytics let you review sales, approvals and disputes so you can make better decisions for each market.

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Accepting Payments Across Latin America

Latin America is one of the fastest-growing e-commerce regions in the world but one of the most complex for cross-border payment acceptance. Card penetration varies sharply by country, local payment methods dominate in markets like Brazil and Mexico, and cross-border acquiring involves currency volatility and chargeback rules that differ from US norms. Daystar Payments helps US-based and globally incorporated businesses accept payments from Latin American customers through cross-border card acquiring and local payment method partnerships.

Key Latin American Markets

Brazil: The largest LATAM e-commerce market. Consumers use PIX instant transfers, Boleto Bancario cash vouchers, and installment credit cards (parcelamento). Cross-border card acquiring into Brazil is available for most product categories.
Mexico: Cards, OXXO cash vouchers, and SPEI bank transfers. High-risk merchants face stricter scrutiny from Mexican issuing banks on cross-border transactions.
Colombia, Chile, Argentina, Peru: Growing markets with strong card adoption. Local bank transfer networks complement card acceptance for high-value B2B transactions.

Latin America Payment Processing FAQ

Can US companies accept payments from Latin American customers? Yes. Cross-border card acquiring allows US merchants to accept Visa and Mastercard issued in Latin American countries. Daystar configures acquiring that handles LATAM-issued cards alongside US cards.

Do you support local methods like PIX and Boleto? For businesses with significant Brazilian volume, local payment method integration via a Brazilian acquirer or payment facilitator is the recommended approach. Daystar can structure acquiring that supports both cross-border cards and local Brazilian methods.

What currencies can be settled? Most LATAM cross-border transactions settle in USD. Local currency settlement requires banking through an institution domiciled in the target country.