Payment processing for businesses selling in Latin America, with local currency acceptance, domestic and offshore options, and compliance-driven onboarding for regional markets. Apply with confidence.
Selling into Latin America brings high cross-border decline rates, currency friction and regulations that change from country to country. Daystar offers localized expertise for Latin American markets, with secure and compliant solutions that help you accept payments from customers in Mexico, Brazil, Colombia and beyond. As a high risk merchant account provider, we also support businesses that mainstream processors turn away.
Our multi-currency support lets you facilitate transactions in local currencies, enhancing customer convenience and improving approval rates. Real-time reporting and analytics give you a clear view of performance by market, and our compliance-driven approach helps you navigate regional regulations during onboarding and beyond. Reporting by country shows where approvals and disputes need attention.
Daystar is based in Miami, a natural gateway to the region, and works with 20 acquiring banks across 4 continents. There are no long-term contracts, most decisions arrive within 24 hours, and most approved merchants are live within 3 business days.
Accept Visa, Mastercard and American Express from Latin American cardholders with processing set up for cross-border volume. Routing transactions to acquiring banks that know the region helps reduce the declines that happen when foreign issuers flag international charges. Clear descriptors that customers recognize also reduce cross-border disputes.


Connect a payment gateway that supports localized checkout, local currency display and Spanish and Portuguese-speaking customers. Tokenization and fraud rules tuned for regional patterns help protect your transactions without blocking good buyers. Hosted payment pages and API options fit ecommerce stores, marketplaces and booking sites that serve customers across the region.
Mobile commerce is a primary channel in much of Latin America. Offer mobile-friendly checkout and payment links sent by messaging apps so customers can pay from their phones in a few taps. Mobile-optimized pages load quickly on slower connections, and tokenized cards make repeat purchases faster for returning customers across the region.

Use ACH and eCheck for your U.S.-based customers and business partners while you sell into the region. Bank payments give B2B buyers and distributors a lower-cost option for larger invoices tied to your Latin American operations. It also lets you keep domestic collections separate from regional card volume in your reporting.

Run subscriptions and installment-style billing for regional customers with automated recurring charges in their currency. Retries for failed payments and clear billing descriptors help reduce involuntary churn and disputes from cross-border cardholders. Local currency billing lets subscribers see a familiar amount on every statement, which builds trust and reduces the surprise charges that trigger chargebacks.

Expand from Latin America to other markets with multi-currency processing, domestic and offshore options and multiple MIDs. Daystar can place volume with acquiring banks on 4 continents, so you can grow across regions under one relationship. Real-time reporting shows performance by currency and country as you expand.

CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Daystar’s specialized Latin America payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
Rules on currency, taxation, consumer protection and data handling differ by country. Acquirers will look at where your business is registered, where customers are located and how you deliver products. Clear terms, local-language customer support and accurate descriptors help, and we recommend confirming country-specific requirements with local counsel.
Yes. Multi-currency support lets you present prices and accept payments in local currencies where supported, which improves convenience for customers.
Complete our online application with your business details, target countries and expected card volume. Our team then guides you through onboarding and matches you with suitable acquiring banks.
Yes. Real-time reporting and analytics let you review sales, approvals and disputes so you can make better decisions for each market.
Latin America is one of the fastest-growing e-commerce regions in the world but one of the most complex for cross-border payment acceptance. Card penetration varies sharply by country, local payment methods dominate in markets like Brazil and Mexico, and cross-border acquiring involves currency volatility and chargeback rules that differ from US norms. Daystar Payments helps US-based and globally incorporated businesses accept payments from Latin American customers through cross-border card acquiring and local payment method partnerships.
Brazil: The largest LATAM e-commerce market. Consumers use PIX instant transfers, Boleto Bancario cash vouchers, and installment credit cards (parcelamento). Cross-border card acquiring into Brazil is available for most product categories.
Mexico: Cards, OXXO cash vouchers, and SPEI bank transfers. High-risk merchants face stricter scrutiny from Mexican issuing banks on cross-border transactions.
Colombia, Chile, Argentina, Peru: Growing markets with strong card adoption. Local bank transfer networks complement card acceptance for high-value B2B transactions.
Can US companies accept payments from Latin American customers? Yes. Cross-border card acquiring allows US merchants to accept Visa and Mastercard issued in Latin American countries. Daystar configures acquiring that handles LATAM-issued cards alongside US cards.
Do you support local methods like PIX and Boleto? For businesses with significant Brazilian volume, local payment method integration via a Brazilian acquirer or payment facilitator is the recommended approach. Daystar can structure acquiring that supports both cross-border cards and local Brazilian methods.
What currencies can be settled? Most LATAM cross-border transactions settle in USD. Local currency settlement requires banking through an institution domiciled in the target country.