Auto Warranty
Payment Processing Solutions
Merchant accounts for extended auto warranty and vehicle service contract sellers, built for financed contracts, phone sales, and monthly installment billing. Apply with confidence.
Why Choose Daystar for Auto Warranty Payment Processing
Extended auto warranty and vehicle service contract companies are classified as high risk because of telemarketing sales, long contract terms, cancellation disputes, and heavy regulatory attention. Many processors will not board them at all. As a high risk merchant account provider, Daystar places warranty sellers, administrators, and dealer-affiliated programs with acquiring banks that understand how these contracts are sold and billed.
Your customers typically pay a down payment and then monthly installments over 12 to 60 months, often over the phone. We set you up with card-not-present processing, recurring billing, and ACH so installment plans run automatically. We have a 95% approval rate among qualified applicants, most decisions arrive within 24 hours, and there are no long-term contracts.
Our Auto Warranty Merchant Account Features
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
Auto Warranty
Credit Card Processing
Take down payments and full-pay contracts by card over the phone or online. Contract prices commonly run into the thousands of dollars, so we request processing limits that match your real ticket sizes and monthly volume. Fraud screening, address verification, and chargeback alerts help protect keyed transactions, which carry more dispute risk than cards presented in person.
Payment Gateways
Auto Warranty Payment Gateways
A secure virtual terminal and payment gateway let your sales and service agents process payments during calls, while tokenization keeps card data off your systems. The gateway can connect to your CRM or policy administration platform so each payment is tied to a contract number, which makes it easier to answer disputes with signed agreements and call records.
Mobile Payment Apps
Auto Warranty
Mobile Payment Apps
Field reps, dealership finance offices, and auto show booths can accept cards on a phone or tablet. Mobile payments settle to the same merchant account as your call center, so reporting stays unified, and card-present transactions with a signed contract on file are easier to defend if a customer later disputes the charge.
ACH and E-Checks
Auto Warranty
ACH & E-Checks
ACH and eCheck are well suited to monthly warranty installments. Bank debits have lower processing costs than cards on long payment plans and are not affected by card expirations or reissues. Offering ACH at signup gives customers a second way to pay and reduces the number of plans that lapse because a card on file stopped working.
Subscription Billing
Auto Warranty
Subscription Billing
Recurring billing automates monthly installments for vehicle service contracts, with scheduled charges, automatic retries on soft declines, card updater support, and prorated refunds when a contract is cancelled. Clear payment schedules and pre-charge notices reduce the confusion that drives most warranty chargebacks, especially from customers who forget they financed their coverage.
Sell Internationally
Auto Warranty
International Sales
Some warranty programs sell to drivers in Canada, Puerto Rico, or other markets. Multi-currency processing and domestic and offshore acquiring options let you accept payment where your contracts are licensed to be sold, and additional MIDs can separate programs or brands so one product line does not affect another.
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
Auto Warranty Credit Card Processing
CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Payment Gateways
Auto Warranty Payment Gateways
Daystar’s specialized Auto Warranty payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Mobile Payment Apps
Auto WarrantynMobile Payment Apps
Revolutionize your CBD and hemp business by integrating our cutting-edge payment processing capabilities directly into your app. With our seamless in-app payment solutions, you can now accept transactions effortlessly, providing your customers with a convenient and secure way to purchase CBD and hemp products. Eliminate the friction associated with traditional payment methods and tap into the rapidly growing market with a user-friendly app that caters specifically to the needs of the cannabinoid industry.nnACH and E-Checks
Auto WarrantynACH & E-Checks
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Subscription Billing
Auto WarrantynSubscription Billing
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By incorporating our advanced subscription billing system, you can effortlessly provide customers with a seamless experience, ensuring they receive their CBD and hemp products regularly without the need for manual reordering. This user-friendly approach not only enhances customer satisfaction but also fosters brand loyalty. Stay ahead in the competitive landscape by offering a subscription model that not only meets regulatory standards but also enhances the overall convenience for your customers, solidifying your position as a leader in the CBD and hemp market.nn Sell Internationally
Auto Warranty International Sales
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By incorporating our advanced subscription billing system, you can effortlessly provide customers with a seamless experience, ensuring they receive their CBD and hemp products regularly without the need for manual reordering. This user-friendly approach not only enhances customer satisfaction but also fosters brand loyalty. Stay ahead in the competitive landscape by offering a subscription model that not only meets regulatory standards but also enhances the overall convenience for your customers, solidifying your position as a leader in the CBD and hemp market.n Auto Warranty FAQ
Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Absolutely. Our infrastructure is equipped to handle high-volume transactions efficiently, ensuring that your business operations are smooth and uninterrupted, regardless of the transaction volume.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
We have partnerships with 20 acquiring banks. This extensive network allows us to offer more reliability and flexibility in processing your payments.
Yes, we provide both domestic and offshore processing solutions, giving you the flexibility to choose what best suits your business model and customer base.
Expect questions about state licensing or registration for selling service contracts, the administrator and insurer backing your contracts, sales scripts and call recording practices, telemarketing compliance, cancellation and refund terms, and chargeback history. Clean, consistent documentation of how contracts are sold and cancelled is one of the strongest factors in approval.
Our payment processing solution supports a wide range of payment methods, including all major credit and debit cards, to ensure that you can cater to all your customers’ preferences.
The account setup process is streamlined and efficient. Once you submit all required documents, we aim to get your account up and running as quickly as possible, typically within a few business days.
Banks see elevated risk because of outbound telemarketing, long-term installment plans, cancellation disputes, and regulatory scrutiny of the extended warranty industry. Those factors lead many mainstream processors to decline the category.
Yes. We support recurring card billing and ACH debits for installment plans, with retries, card updater support, and tools to handle cancellations and refunds.
We work with direct-to-consumer warranty sellers, third-party administrators, and dealership-affiliated service contract programs, subject to underwriting review. Each program can have an auto warranty merchant account sized to its volume.
Get Your Auto Warranty Merchant Account Today
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You have questions. We have answers. Are you an existing customer looking for help? Complete the form to reach our support team.
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
- 6303 Blue Lagoon Drive, Suite 400, Miami FL, 33126
- +1 786-453-7357
- support@daystarpayments.com