Merchant accounts for remodeling contractors, kitchen and bath specialists, and home improvement companies that collect large deposits and progress payments. Apply with confidence.
Remodeling projects involve big tickets and long timelines. A kitchen remodel can mean a sizable deposit, several progress payments, and a final balance weeks later, and a dispute over workmanship or delays can put a large amount at risk. As a high risk merchant account provider, Daystar sets up home remodeling merchant accounts with your project structure and ticket sizes disclosed upfront.
We work with general remodeling contractors, kitchen and bath remodelers, roofing and siding companies, flooring, window, and door installers, and home improvement firms that sell through in-home consultations. Our 20 acquiring banks across 4 continents let us match your volume and average job size to a bank that fits.
There are no long-term contracts. Most applications get a decision within 24 hours, most approved merchants are live within 3 business days, and we have a 95% approval rate among qualified applicants. Call our Miami team at +1 (786) 453-7357 to talk through your home remodeling business, or apply online and a specialist will review your details.
Accept credit and debit cards for deposits, material purchases, progress draws, and final balances. We set processing limits around your largest jobs, so a full kitchen or roof replacement payment is approved as expected instead of triggering a review. Card acceptance also helps homeowners move forward on projects they want to start now.


Send invoices and payment links from your estimating or project management software, or take payments on your website. A secure gateway stores card details for scheduled progress payments and ties each charge to a signed contract and project milestone, which helps if a homeowner later questions a payment.
Take payment at the kitchen table after an in-home consultation or on the job site when a phase is complete. A phone or tablet card reader lets sales reps and project managers collect deposits and draws on the spot, with receipts emailed to the homeowner immediately.

Large remodeling balances are often paid by bank transfer. ACH and eCheck payments lower your processing cost on five-figure invoices and give homeowners a familiar way to pay large amounts. Bank payments also reduce card dispute exposure on high-ticket jobs. Payments can be matched to invoices and project milestones in your reporting.

Split a project into scheduled installments that charge automatically on agreed dates, or bill ongoing maintenance and service plans monthly. Recurring billing with automatic retries and card updates reduces the time your office spends chasing payments. Homeowners get notice before each charge, which keeps the schedule clear and helps prevent disputes over payments they did not expect.

If you serve second-home owners or clients based abroad, multi-currency processing lets them pay in their own currency. Daystar offers domestic and offshore processing options through acquiring banks on 4 continents when your client base extends beyond the U.S. Clients can pay deposits and progress draws from wherever they are while the work moves forward.

CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Daystar’s specialized Home Remodeling payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
Use written contracts that spell out scope, payment schedule, change orders, and cancellation terms, and follow the consumer protection and licensing rules that apply in your state. Tie each charge to a documented milestone, keep photos and signed change orders, use a descriptor homeowners recognize, and respond to disputes quickly with that documentation.
Remodeling combines large tickets, payments taken before work is complete, and potential disputes over quality or delays. Processors worry about exposure if a project stalls, so disclosing your deposit policy and project timeline upfront helps prevent holds.
Yes. You can charge an initial deposit, schedule progress payments, and collect the final balance through the same merchant account, by card or ACH.
Yes. Mobile card readers and payment links let reps collect deposits on site, with every transaction flowing into the same reporting as your office payments.
Most applications get a decision within 24 hours, and most approved merchants are live within 3 business days, with no long-term contracts.