Payment processing for auction houses, estate sale companies, and online auction platforms that settle large, irregular winning bids and buyer premiums quickly. Apply with confidence.
Auction revenue is uneven by nature. A quiet month can be followed by a single sale day with dozens of high-ticket winning bids, and that kind of spike is what triggers holds at many processors. Daystar works as a high risk merchant account provider for auction businesses, disclosing your sale calendar, average lot values, and peak volumes to the bank upfront.
We support live auction houses, online and timed auction platforms, estate and liquidation auctions, vehicle and equipment auctions, and art, jewelry, and collectibles sales. With 20 acquiring banks across 4 continents, we can place you with a bank that fits your ticket size, whether you run consignment sales or buy and resell inventory.
There are no long-term contracts. Most applications get a decision within 24 hours, most approved merchants are live within 3 business days, and we have a 95% approval rate among qualified applicants. Call our Miami team at +1 (786) 453-7357 to talk through your auction business, or apply online and a specialist will review your details.
Accept credit and debit cards for winning bids, buyer premiums, deposits to register as a bidder, and shipping or handling fees. We set processing limits around your largest expected lots, so a high-value painting, vehicle, or jewelry piece does not look like unusual activity when it settles after the gavel falls.


Connect a payment gateway to your online bidding platform or checkout so winners pay immediately after the auction closes. Card-on-file tools let you pre-authorize registered bidders, charge winning buyers automatically, and tie each payment to its lot number and invoice for clean records and faster dispute responses.
Take payments on the sale floor, at estate sales, or at pickup with a mobile card reader. Mobile acceptance keeps checkout lines moving on busy sale days, lets staff collect balances when buyers collect items, and records every transaction in the same reporting as your online auction payments.

High-value lots such as vehicles, equipment, and fine art often exceed what buyers want to put on a card. ACH and eCheck payments let buyers pay large invoices by bank transfer at lower processing cost, and they reduce the chargeback exposure that comes with big card transactions.

If you run a membership-based bidder club, charge monthly platform fees to sellers, or offer installment plans on large purchases, recurring billing automates those charges. Scheduled payments, automatic retries, and card updates keep ongoing revenue steady between sale events. You can also bill consignors for listing or marketing fees on a set schedule.

Online auctions draw bidders from around the world. Multi-currency processing lets international buyers pay in their own currency, and Daystar offers domestic and offshore processing options through acquiring banks on 4 continents for auction platforms with a global buyer base. Buyers abroad can settle winning lots without awkward currency conversions on their end.

CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Daystar’s specialized Auction payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
Require bidders to accept your terms of sale, including buyer premiums, as-is conditions, and payment deadlines, before they can bid. Keep lot descriptions and photos accurate, use a billing descriptor buyers will recognize, save bid history and invoices, and use chargeback alerts to respond quickly when a buyer disputes a purchase.
Auction sales produce large, irregular transactions, often concentrated on a single sale day, and high-value items can lead to item-not-as-described disputes. Many processors react to these spikes with holds or reserves, which is why we disclose your sale schedule and lot values upfront.
Yes. Gateway tools support card-on-file and authorization holds so you can verify registered bidders and charge winning buyers after the auction closes, subject to card-brand rules on authorization timing.
Yes. We work with live and online auction houses, estate and liquidation sales, consignment auctions, and vehicle, equipment, art, and collectibles auctions.
Most applications receive a decision within 24 hours, and most approved merchants are live within 3 business days, with no long-term contracts.