Prepaid Card
Payment Processing Solutions
Merchant accounts for prepaid Visa and Mastercard programs, gift and reward cards, payroll cards and reload services, built for stored value compliance requirements. Apply with confidence.
Why Choose Daystar for Prepaid Card Payment Processing
Prepaid debit card businesses face heavy compliance requirements and restrictions from mainstream processors. Stored value, reload activity and card program management raise anti-money-laundering and fraud questions that many banks will not underwrite. As a high risk merchant account provider, Daystar provides stable merchant accounts for prepaid card issuers, program managers and stored value businesses.
We support prepaid Visa and Mastercard programs, gift and reward cards, payroll and benefit cards, and reload and top-up services. Our team helps you prepare the documentation acquirers expect, such as program agreements, KYC procedures, load limits and fraud controls, so underwriting moves forward with fewer surprises.
Daystar works with 20 acquiring banks across 4 continents and offers domestic and offshore processing, multiple MIDs and chargeback defense. There are no long-term contracts, and most decisions arrive within 24 hours. Our team reviews your program structure up front for prepaid debit card payment processing, so you know what acquiring banks will require before you commit to a launch date.
Our Prepaid Card Merchant Account Features
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
Prepaid Card
Credit Card Processing
Accept credit and debit cards for card purchases, activation fees and reloads. We set processing limits around your load patterns and apply fraud screening suited to stored value, where stolen cards are often used to load funds, so legitimate customers can buy and reload without friction.
Payment Gateways
Prepaid Card Payment Gateways
Connect a payment gateway to your cardholder portal, mobile app or retail activation flow. Tokenization, velocity limits, address and CVV checks and custom fraud rules help you stop suspicious load attempts while keeping checkout fast for returning cardholders. Returning cardholders can save a payment method for faster future reloads and balance top-ups.
Mobile Payment Apps
Prepaid Card
Mobile Payment Apps
Let cardholders reload and pay from their phones with mobile-friendly checkout and in-app payments. Mobile top-ups are a core feature for many prepaid and underbanked customers, and the same fraud rules apply across every channel. Push notifications and instant receipts confirm each load, which reduces confusion and disputes from cardholders who do not recognize a transaction.
ACH and E-Checks
Prepaid Card
ACH & E-Checks
Use ACH and eCheck for payroll card funding, employer benefit programs and bank-to-card loads. ACH is often the preferred rail for bulk employer funding, and it offers lower costs than cards for large program deposits. Settlement reports show each employer or partner deposit separately, which simplifies reconciliation across card programs.
Subscription Billing
Prepaid Card
Subscription Billing
Bill recurring monthly maintenance fees, subscription card plans and scheduled reloads with automated recurring billing. Clear notices before each charge and simple cancellation help keep dispute ratios low for fee-based card programs. Recurring charges can also fund automatic reloads on a schedule the cardholder chooses, such as every payday, keeping balances ready without manual top-ups.
Sell Internationally
Prepaid Card
International Sales
Serve cardholders and program partners in multiple countries with multi-currency processing and domestic or offshore options. Travel and remittance-oriented card programs can route international volume to acquiring banks that accept cross-border stored value activity. Multi-currency reporting lets you track loads and fees by market and spot unusual cross-border patterns early.
Credit Card Processing
Payment Gateways
Mobile Payment Apps
ACH and E-Checks
Subscription Billing
Sell Internationally
Credit Card Processing
Prepaid Card Credit Card Processing
CBD and hemp credit card processing is a vital component for businesses operating in the burgeoning cannabinoid industry. As the demand for CBD products continues to rise, seamless and secure payment solutions have become imperative. With dedicated services tailored to the unique needs of CBD and hemp merchants, businesses can now efficiently process credit card transactions, providing customers with a convenient and trustworthy purchasing experience.
Payment Gateways
Prepaid Card Payment Gateways
Daystar’s specialized Prepaid Card payment gateways are tailored to the unique needs of businesses, ensuring compliance with regulatory requirements and mitigating the challenges associated with the industry’s financial landscape. By offering reliable and seamless electronic payment processing, these gateways empower businesses to accept payments for CBD products, providing customers with a convenient and trustworthy purchasing experience.
Mobile Payment Apps
Prepaid CardnMobile Payment Apps
Revolutionize your CBD and hemp business by integrating our cutting-edge payment processing capabilities directly into your app. With our seamless in-app payment solutions, you can now accept transactions effortlessly, providing your customers with a convenient and secure way to purchase CBD and hemp products. Eliminate the friction associated with traditional payment methods and tap into the rapidly growing market with a user-friendly app that caters specifically to the needs of the cannabinoid industry.nnACH and E-Checks
Prepaid CardnACH & E-Checks
Optimize your CBD and hemp business with our advanced ACH transfer and eCheck solutions, providing a secure and efficient payment processing experience. Say goodbye to the limitations of traditional payment methods and embrace the convenience of electronic checks. Our seamless ACH transfer system ensures quick and reliable transactions, allowing customers to make purchases with ease.n Subscription Billing
Prepaid CardnSubscription Billing
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By incorporating our advanced subscription billing system, you can effortlessly provide customers with a seamless experience, ensuring they receive their CBD and hemp products regularly without the need for manual reordering. This user-friendly approach not only enhances customer satisfaction but also fosters brand loyalty. Stay ahead in the competitive landscape by offering a subscription model that not only meets regulatory standards but also enhances the overall convenience for your customers, solidifying your position as a leader in the CBD and hemp market.nn Sell Internationally
Prepaid Card International Sales
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By incorporating our advanced subscription billing system, you can effortlessly provide customers with a seamless experience, ensuring they receive their CBD and hemp products regularly without the need for manual reordering. This user-friendly approach not only enhances customer satisfaction but also fosters brand loyalty. Stay ahead in the competitive landscape by offering a subscription model that not only meets regulatory standards but also enhances the overall convenience for your customers, solidifying your position as a leader in the CBD and hemp market.n Prepaid Card FAQ
Yes. We offer chargeback alerts and fraud protection tools, with availability depending on your program. Our systems help flag fraudulent transactions and reduce chargeback risk.
Absolutely. Our infrastructure is equipped to handle high-volume transactions efficiently, ensuring that your business operations are smooth and uninterrupted, regardless of the transaction volume.
Yes, we provide multiple MIDs. This feature is especially beneficial for businesses looking to diversify their payment processing across different products or services.
We have partnerships with 20 acquiring banks. This extensive network allows us to offer more reliability and flexibility in processing your payments.
Yes, we provide both domestic and offshore processing solutions, giving you the flexibility to choose what best suits your business model and customer base.
Expect questions about your issuing bank or program manager relationship, customer identity verification, load and spend limits, anti-money-laundering monitoring and fraud controls. Having written policies, program agreements and card-brand-compliant disclosures ready usually speeds up underwriting. Requirements vary by program and region, so confirm specifics with your compliance advisor.
Our payment processing solution supports a wide range of payment methods, including all major credit and debit cards, to ensure that you can cater to all your customers’ preferences.
The account setup process is streamlined and efficient. Once you submit all required documents, we aim to get your account up and running as quickly as possible, typically within a few business days.
Yes. We work with gift card, reward card and loyalty programs as well as general-purpose reloadable prepaid cards.
Yes. We set up processing for card reloads and top-ups online, in-app and at retail, with fraud rules designed for stored value activity.
Stored value carries money-laundering and fraud exposure, and many processors avoid it. Daystar works with acquiring banks that underwrite compliance-ready prepaid programs.
Get Your Prepaid Card Merchant Account Today
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You have questions. We have answers. Are you an existing customer looking for help? Complete the form to reach our support team.
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
Not an existing customer or partner? Contact sales at +1 (786) 453-7357
- 6303 Blue Lagoon Drive, Suite 400, Miami FL, 33126
- +1 786-453-7357
- support@daystarpayments.com